Car Insurance in Lake Oswego, OR

The number of uninsured drivers in Oregon is lower than the current national average. Drivers in Oregon know the importance of having the proper coverage to protect against collisions, theft, and many other disasters. 

An independent insurance agent in Lake Oswego can help you find the right car insurance policy long before you need to use it. But for starters, here's a breakdown of car insurance in Lake Oswego, OR.

Best Car Insurance in Lake Oswego, OR

Look no further than your local independent insurance agent when you're ready to find the best car insurance available. Agents in Lake Oswego, OR know where to find the right car insurance at the best price around. They can recommend exactly which coverages you need to feel safe on and off the road.

Your Lake Oswego independent insurance agent can even apply for the policy for you and file claims later on. They'll be there for you throughout the life of your policy. Get started today with a Lake Oswego, OR independent insurance agent to find the best car insurance.

What Does Car Insurance Cover in Lake Oswego, OR?

You'll need to review your area's minimum car insurance requirements, but you'll also be likely to add these essential coverages to your policy:

• Collision coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled in a collision, regardless of fault. 
• Liability coverage: This covers lawsuit costs if you cause bodily injury or property damage to a third party with your vehicle.
• Comprehensive coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled by a non-collision event such as a hailstorm or theft.  

Building a car insurance policy that fits means considering each type of coverage available and how it would benefit you. A Lake Oswego independent insurance agent can help you do just that.

How Much Does Car Insurance Cost in Lake Oswego, OR?

Car insurance in the state of Oregon is, on average, $100 cheaper per year than the national average rate. Drivers in Oregon pay about $1,211 annually for coverage, while other drivers across the US pay about $1,311 per year. Affordable coverage is even more reason to get yourself set up with the right car insurance policy today.

Is Car Insurance Required in Lake Oswego, OR?

Yes, car insurance is required of all drivers in Lake Oswego, OR. Drivers in Oregon must, at minimum, carry:

• Uninsured motorist coverage: This covers costs if you get into a collision with another driver who doesn't carry any or enough coverage of their own, and is at fault for the crash. Coverage of at least $25,000 per person and $50,000 per crash is required.
• Personal injury protection: This coverage reimburses for injuries to you and any passengers in your vehicle after an accident you caused. Coverage of at least $15,000 per person is required.
• Bodily injury liability coverage: At least $25,000 per person and $50,000 per incident are required.
• Property damage liability coverage: At least $20,000 per accident is required.

An independent insurance agent in Lake Oswego can help you get equipped with these mandatory car insurance coverages and more, ASAP.

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What Are the Best Car Insurance Companies in Lake Oswego, OR?

Eliminate some of the time you'd ordinarily spend shopping for car insurance by reviewing some of our top picks for quality coverage in Lake Oswego below.

Best Car Insurance Companies in Lake Oswego, OR	Star Rating
Travelers
Stillwater
Nationwide
Safeco Insurance
Progressive

Why Work with an Independent Insurance Agent in Lake Oswego, OR?

There's no such thing as a one-size-fits-all car insurance policy. With a wide variety of products and options at your disposal, you can put together a solid car insurance package that's custom-built for you and other drivers in your family.

An independent insurance agent in Oregon can help you choose the right policies and options to meet your specific coverage needs. Because they're independent, these agents can work with several of the best car insurance companies in Oregon to find you the right coverage at a great price.