Car Insurance in Williston, ND

The rate of car theft in the state of North Dakota is slightly higher than the national average. About 2.3 drivers out of every 1,000 will experience car theft within the year. With an increased risk in this area, it's even more critical to review your car insurance coverage and make sure it's up to par.

An independent insurance agent in Williston, ND can help you get set up with the car insurance you need to protect against vehicle theft and much more. They'll get you covered long before it's time to file a claim. But up first, here's a behind-the-scenes look at car insurance in Williston, ND.

Best Car Insurance in Williston, ND

When you want to find the best car insurance in Williston, ND, it can be greatly beneficial to enlist the help of a trusted expert. An independent insurance agent in your town knows which local car insurance companies offer quality coverage at affordable rates.

But an independent insurance agent can also help you find any discounts you qualify for, to further reduce the cost of your coverage. Get started with an independent insurance agent in Williston, ND today to find the best car insurance for you.

What Does Car Insurance Cover in Williston, ND?

The main goal in building a car insurance policy is to select each coverage type you need to satisfy your biggest concerns, as well as your state's requirements.

Car insurance in Williston, ND often includes the following:

• Liability coverage: This covers lawsuit costs if you cause bodily injury or property damage to a third party with your vehicle.
• Collision coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled in a collision, regardless of fault. 
• Comprehensive coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled by a non-collision event such as a hailstorm or theft. 

Based on your unique situation, you might require several additional forms of car insurance coverage as well. Work together with your Williston, ND independent insurance agent to build the car insurance policy that works best for you.

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How Much Does Car Insurance Cost in Williston, ND?

Car insurance costs an average of $1,377 annually in North Dakota, which is a bit higher than the current national average of $1,311 per year. The state of North Dakota actually ranks number 19 for the most expensive car insurance rates in the country. Regardless, your Williston, ND independent insurance agent can help you find affordable coverage near you.

Is Car Insurance Required in Williston, ND?

North Dakota has strict car insurance coverage requirements for everyone on the road. Drivers in Williston are required to carry, at a minimum:

• Property damage liability: You'll need at least $25,000 per incident of this coverage to reimburse for incidents of causing third-party property damage with your vehicle. 
• Bodily injury liability: You'll need at least $25,000 of this coverage per person and $50,000 per incident to reimburse for the treatment of injuries you cause others with your vehicle. 
• Personal injury protection: This reimburses for injuries to you or your passengers in an accident that you cause. At least $30,000 in coverage per person is required.
• Uninsured motorist coverage: This covers costs if you get into a collision with another driver who doesn't carry any or adequate car insurance of their own and is at fault for the crash. At least $25,000 of coverage per person and $50,000 per accident is required.

Your independent insurance agent in Williston, ND is familiar with your state's minimum car insurance requirements. They'll help you get set up with all the coverage you need.

What Are the Best Car Insurance Companies in Williston, ND?

There's no use in searching forever for a car insurance company that provides the right policy for you. Just check out some of our top picks for car insurance companies in Williston, ND instead.

Best Car Insurance Companies in Williston, ND	Star Rating
Nationwide
Travelers
State Auto Insurance
Progressive
Safeco Insurance

Why Work with an Independent Insurance Agent in Williston, ND?

There's no such thing as a one-size-fits-all car insurance policy. With a wide variety of products and options at your disposal, you can put together a solid car insurance package that's custom-built for you and other drivers in your family.

Independent insurance agents can help you choose the right policies and options to meet your specific coverage needs. Because they're independent, these agents can work with several of the best car insurance companies in North Dakota to find you the right coverage at a great price.