Plymouth Homeowners Insurance
Find the right homeowners insurance policy for you.
Written by
Financial blogger and business owner, Meg Stefanac, has more than 15 years experience working in the financial services industry and enjoys helping individuals make solid financial decisions. Meg has extensive experience writing about insurance and finances and is a key contributor to TrustedChoice.com.
Plymouth, with its charming neighborhoods, sprawling parks, and eclectic downtown area, is one of the most beautiful small towns in Michigan. With easy access to big cities, like Ann Arbor and Detroit, Plymouth, MI offers all the amenities of a large urban area, without sacrificing the peaceful retreat of a quiet town. Of course, Plymouth is also a prime target for heavy snowfall and the occasional dangerous tornado. Make sure you’re prepared for natural disasters by protecting your home with Plymouth homeowners insurance.
Our Independent Insurance Agents offer one-on-one support for Plymouth residents who are searching for a reliable home insurance plan. Your options are almost endless when it comes to homeowners insurance, but finding affordable coverage can be a challenge. Our experienced agents can help you find a coverage plan that best protects your home without emptying your bank account in the process.
- National yearly premium average: $1,034
- Michigan yearly premium average: $802
- 37th most expensive premium in the U.S.
Finding affordable home insurance rates can be a major challenge, but there are a few things you can do to help get yourself a lower rate. First, take the time to get a customized quote that takes your unique home features into consideration. The size, age, and location of your home are all used to determine how much you pay for homeowners insurance. Our Independent Insurance Agents can help you find discounts for bundled coverage or even security upgrades. Working with an independent insurance agent is a smart way to guarantee you get the best rate on home insurance in Plymouth.
Save on Home Insurance
Our independent agents shop around to find you the best coverage.
Plymouth Second Home and Vacation Home Insurance
Plymouth’s close proximity to big cities and beautiful natural scenery make it a perfect place to invest in a second home or vacation property. Of course, insuring a vacation home can be tricky, especially since you aren’t always able to monitor the property’s condition on a regular basis. Our Independent Insurance Agents can help you find a home insurance policy that is specifically designed to protect your second home investment.
Save on Home Insurance
Our independent agents shop around to find you the best coverage.
Number of Thefts in Michigan
- National number of burglaries: 37,814
- Michigan number of burglaries: 56,344
Burglaries are a big worry for families across Michigan, and Plymouth is certainly no exception. This area seems to be a magnet for break-ins, but there are some steps you can take to protect your home and family. Installing deadbolt locks and security systems is a smart place to start. You also need to choose a home insurance plan that provides coverage for theft. Then if your home is targeted, you can file a claim and receive compensation for stolen items and also get access to the money you need to make related repairs.
Number of Catastrophes in Michigan
- Number of catastrophes in Michigan: 301
- Number of tornadoes in Michigan: 9
- Amount of property damage in Michigan: $1,880,370,000
- 1 in 15 insured homes has a claim each year
Each year, property owners report over $1.8 billion in property damage. Much of this comes from natural disasters like blizzards, fires, flooding, and tornadoes. Serious storms can pack a punch and leave local homes in disarray, but if you have a reliable home insurance plan, you have peace of mind that you’re always covered no matter what Plymouth’s unpredictable weather throws your way.
What Are the Risks in Plymouth?
Plymouth faces a particularly high risk for tornadoes, an average of two each year. There have been 117 tornadoes in Plymouth since 1950 with many leading to expensive property damage for local homeowners. There’s no way to guarantee that your home won’t be in the path of the next storm, so make sure you’re covered with the best homeowners insurance in advance.
Compare Plymouth Home Insurance Quotes
As you shop for a homeowners insurance policy in Plymouth, take time to compare quotes before you make any decisions. Our Independent Insurance Agents can provide you with quotes on multiple policies. Make sure you take time to weigh the cost and benefits of each option and choose a home insurance plan that offers maximum protection at an affordable price.
If you’re ready to start searching for a dependable Plymouth home insurance policy for your property, contact an Independent Insurance Agent for a free rate quote today.