New Baltimore Homeowners Insurance
Find the right homeowners insurance policy for you.
Written by
Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.
Located on the northern shore of Lake St. Clair, New Baltimore, MI is a scenic coastal community with much to offer. Here you’ll find beautiful public parks, sprawling beaches, and an upscale downtown shopping district. However, New Baltimore residents also have to deal with severe weather year-round. During the winter months, homeowners will see heavy snowfall and icy roads. Summer brings with it the occasional threat of tornadoes. Make sure you’re prepared for natural disasters by protecting your home with New Baltimore homeowners insurance.
Our Independent Insurance Agents offer one-on-one support for New Baltimore residents who are searching for a reliable home insurance plan. There are many different options when deciding on homeowners insurance, and finding an affordable policy can be challenging. Our experienced agents can help you find a coverage plan that best protects your home without the high premiums.
- National yearly premium average: $1,034
- Michigan yearly premium average: $802
- 37th most expensive premium in the U.S.
Finding affordable New Baltimore homeowners insurance rates can be difficult, but don’t give up hope yet. When beginning the process, make sure you get a quote that takes all your home's unique risks into considerations. The size, age, and location of your home are all used to determine how much you pay for homeowners insurance. Our independent agents will help you find discounts for bundled coverage or even security upgrades. To ensure you find the best rates, work with our agents when looking for home insurance in New Baltimore.
Save on Home Insurance
Our independent agents shop around to find you the best coverage.
New Baltimore Second Home and Vacation Home Insurance
New Baltimore's inviting coastal scenery makes it a perfect place to invest in a second home or vacation property. Of course, insuring a vacation home can be tricky, especially since you aren’t always able to monitor the property’s conditions on a regular basis. Our agents can help you find a home insurance policy that is specifically designed to protect your second home investment.
Number of Thefts in Michigan
- National number of burglaries: 37,814
- Michigan number of burglaries: 56,344
Burglaries are a big worry for families across Michigan, and New Baltimore is no exception. This area has a high rate of burglaries, so make sure to take steps to protect your family and property. Keeping all windows and doors locked in addition to installing a security system is a good idea. If you become the victim of a home invasion, then you can file a claim with your insurance company and replace your stolen items.
Save on Home Insurance
Our independent agents shop around to find you the best coverage.
Number of Catastrophes in Michigan
- Number of catastrophes in Michigan: 301
- Number of tornadoes in Michigan: 9
- Amount of property damage in Michigan: $1,880,370,000
- 1 in 15 insured homes has a claim each year
Each year, property owners report over $1.8 billion in property damage. Natural disasters cause major problems in this state and can come at a high price. Severe winter weather is a major concern to New Baltimore residents, but other weather-related events, like tornadoes, cause problems too. Storms can happen quickly, leaving massive destruction in their path. If you have a reliable homeowners plan, you are covered despite what Mother Nature sends your way.
What Are the Risks in New Baltimore?
New Baltimore faces the most serious weather threats during the harsh winter months. Blizzards, heavy snowfall and icy roads are just a few of the problems residents face. New Baltimore has mild summers as a general rule, but on occasion, the city is faced with a tornado that causes massive property damage to local homes. There’s no way to guarantee that your home won’t be in the path of the next storm, so make sure you’re covered with the best New Baltimore home insurance in advance.
Compare New Baltimore Home Insurance Quotes
Whether you have just bought your first home or have been a homeowner for years, make sure you take time to compare quotes before committing to a policy. Our Independent Insurance Agents can provide you with quotes on multiple policies. Take time to weigh the cost of each policy against the benefits it offers before making a decision.
If you’re ready to start searching for a dependable New Baltimore home insurance policy for your property, contact an agent for a free rate quote today.