Dartmouth Car Insurance
(Find the right car insurance policy for you.)
Dartmouth, MA is a perfect New England getaway, featuring a laid-back coastal culture, charming fishing villages and friendly faces. However, roadways in the surrounding area can easily get clogged — especially in the summer months. Driving with the sea breeze blowing through your hair can easily become ruined by uninsured, careless drivers who cause inconvenient fender benders. The only way to truly protect yourself is with the proper Dartmouth car insurance.
That's where our Independent Insurance Agents come into play. Our local agents know the ins and outs, overall risks and insurance options associated with car ownership. You'll receive customized, affordable Dartmouth auto insurance quotes from a number of carriers since our agents aren't tied down to one carrier. Stop by an agent's office to discuss your needs and wants today.
- National average cost per year: $1,311
- Massachusetts average cost per year: $1,460
- 16th most expensive auto premium in the U.S.
You may be paying more than you need to for your Dartmouth car insurance. Are you fully aware of what you're paying for and how it's calculated? Various factors such as your vehicle's made, model and year, as well as ZIP code, credit score, claims history and average mileage all affect your premium rate. An insurance agent will compare quotes from numerous carriers to find you the most comprehensive, affordable policy out there.
Massachusetts Car Insurance Requirements
- Bodily injury liability: required
- Property damage liability: required
- Personal injury protection: required
- Uninsured motorist: required
- Minimum liability limits: 20/40/5
You don't want to be caught without auto insurance. But did you know that Massachusetts requires you to have coverage of up to $20,000 for an individual, $40,000 for multiple individuals and $5,000 for property damage in the event of an accident? The dollar amounts may seem adequate, but chances are you'll end up paying out of pocket if something bad happens. Luckily, our agents know the risks involved and can talk to you about why higher limits may be in your best interest.
Number of Uninsured Motorists in Massachusetts
- Number of uninsured U.S. drivers: 12.6%
- Number of uninsured Massachusetts drivers: 3.9%
There's no way to tell who is insured and who isn't when you're on the road. That's why you need a policy with uninsured motorist coverage or add-on coverage to safeguard yourself if you get into an accident with a careless driver. Chances are this insurance provides coverage for bodily injury and property damage. Let an agent describe the benefits this extra level of protection provides and show you how affordable it can be.
Number of Auto Thefts in Massachusetts
- National number of thefts per 1,000 vehicles: 2.94
- Number of thefts per 1,000 in Massachusetts: 1.91
Parking under streetlamps, hiding valuable property and having an alarm system can certainly help prevent an unwelcome break-in. But there's only one true way to safeguard yourself against a financial downfall in such a scenario. Finding the proper insurance coverage against auto thefts is simple with an agent. Whether you have a broken window, stolen property or missing car, your Dartmouth auto insurance compensates you in a timely manner.
Find a Great Dartmouth Car Insurance Policy
Just because auto insurance is required doesn't mean you should receive the most bare-bones or all-inclusive coverage on the market. Because every driver's situation is different, your policy should be personalized to your specific needs and situation. Our Independent Insurance Agents are here to assess your risks, compare quotes and find the best Dartmouth car insurance for you.