Car Insurance in Bath, ME

Car insurance is highly affordable across Maine compared to the rest of the nation. Having inexpensive coverage options in your town is advantageous because certain types of car insurance are mandatory by state law. Beyond being required, car insurance can help protect you from costs related to accidents and much more.

An independent insurance agent in Bath can help you get matched to the correct car insurance type. You'll find a policy long before it's time to file a claim. But for starters, here's a more extensive overview of car insurance in Bath, ME.

Best Car Insurance in Bath, ME

Finding the best car insurance in Bath can be easy when you enlist the help of a local independent insurance agent. These agents are familiar with the local car insurance companies in your town that are offering the best blend of coverage and cost. Not only will they help you find a policy that covers everything you need it to, but they'll also help you score any applicable discounts that can further reduce your premiums.

What Does Car Insurance Cover in Bath, ME?

Together with your independent insurance agent, you'll assemble the car insurance policy that works best for your personal needs.

Drivers in Bath often have the following types of car insurance:

• Collision coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled in a collision, regardless of fault. 
• Comprehensive coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled by a non-collision event such as a hailstorm or theft.  
• Personal injury protection: This coverage reimburses injuries to yourself and your passengers if you're at fault for an accident.
• Liability coverage: This covers legal expenses if you cause property damage or bodily injury to a third party with your vehicle.

If you're unsure of which types of car insurance you're looking for, don't worry. Your independent insurance agent is an expert in car insurance and can recommend the coverages you want to include in your auto insurance policy.

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How Much Does Car Insurance Cost in Bath, ME?

With rates of just $805 per year, Maine currently ranks as the cheapest state in the entire nation for car insurance. The current national average is $1,311 per year, so folks in Bath save a considerable amount on their car insurance premiums. Affordable policies near you can offer extra incentives to get equipped with the coverage you need, together with the help of your local independent insurance agent, ASAP.

Is Car Insurance Required in Bath, ME?

The state of Maine requires all drivers to be equipped with at least uninsured motorist coverage in two categories, two forms of liability coverage, and medical payments coverage.

These coverages are required for all drivers in Bath, ME:

• Uninsured motorist coverage: This covers you if you get into an accident with an uninsured or underinsured driver who was at fault. All drivers in Maine are required to carry at least $50,000 of uninsured motorist coverage per person and $100,000 per accident.
• Property damage liability: This covers the cost of lawsuits related to causing damage to someone else's property with your vehicle. All drivers in Maine are required to carry at least $25,000 per incident of property damage liability coverage.
• Bodily injury liability: This covers costs of lawsuits related to causing bodily injury to someone else with your vehicle. All drivers in Maine are required to carry at least $50,000 per person and $100,000 per incident of bodily injury liability coverage.
• Medical payments coverage: This covers the costs of medical treatments to you and your passengers if there are any injuries after an accident that you caused. All drivers in Maine are required to carry at least $2,000 of medical payments coverage.

Your independent insurance agent in Bath knows which types of car insurance are required by your state's laws, so they'll get you equipped with every type of coverage you need.

What Are the Best Car Insurance Companies in Bath, ME?

You don't have to work hard to find quality auto insurance coverage in your town. We've gone ahead and compiled a list of some of our top picks for car insurance carriers in Bath, ME for you.

Best Car Insurance Companies in Bath, ME	Star Rating
Progressive
Foremost
Peerless
Travelers
MAPFRE Insurance

Why Work with an Independent Insurance Agent in Bath, ME?

There's no such thing as a one-size-fits-all car insurance policy. With a wide variety of products and options at your disposal, you can put together a solid car insurance package that's custom-built for you and other drivers in your family.

Independent insurance agents can help you choose the right policies and options to meet your specific coverage needs. Because they're independent, these agents can work with several of the best car insurance companies in Maine to find you the right coverage at a great price.