Mandeville Homeowners Insurance
Find the right homeowners insurance policy for you.
Mandeville, LA is a scenic community perched along the northern shore of Lake Pontchartrain, just across from New Orleans. This beautiful city was once a thriving farming community and the birthplace of Louisiana’s famous jazz. However, today it’s a diverse city with an eclectic blend of historic sites and modern businesses. Mandeville was recognized among the Top 100 Places to Relocate in America on five separate occasions. This city is a wonderful place to call home, but it does have a few challenges. Severe weather threats are an ongoing concern, so make sure your property is protected with the best Mandeville homeowners insurance.
Our Independent Insurance Agents specialize in helping Mandeville residents find reliable home insurance at affordable rates. Whether you’re a long-time resident or a first-time homebuyer, our experienced agents can help you find the best type of policy to protect your investment as a homeowner.
- National yearly premium average: $1,034
- Louisiana yearly premium average: $1,742
- 2nd most expensive premium in the U.S.
There’s no denying that home insurance rates are high in Louisiana. In fact, premiums in this state rank among the most expensive in the nation. Our Independent Insurance Agents can help you find significant savings on your homeowners insurance by matching you with discounts for energy efficiency, security upgrades, smoke detectors and more. Your personalized rate heavily depends on your home's square footage, location, and incidence of any special risk factors, like a swimming pool or a trampoline.
Mandeville Second Home and Vacation Home Insurance
With easy access to New Orleans and a proximity to Lake Pontchartrain for boating and fishing, Mandeville is a great place to buy a second home or vacation property. Whether you use this home for your personal family getaways or as rental income, you need home insurance that is specifically designed to protect against the unique challenges you face in Mandeville. Our Independent Insurance Agents can point you toward the best home insurance plans that protect investment properties and vacation houses.
Number of Thefts in Louisiana
- National number of burglaries: 37,814
- Louisiana number of burglaries: 41,184
While Mandeville’s crime rate is actually quite low, the statewide number of burglaries is still a looming concern. Home invasions happen on a regular basis across the state, leaving many homeowners feeling vulnerable and frustrated by their losses. If you have homeowners insurance, you can rest easy knowing that you have the resources needed to make property repairs and replace stolen valuables after a break-in.
Number of Catastrophes in Louisiana
- Number of catastrophes in Louisiana: 369
- Number of tornadoes in Louisiana: 29
- Amount of property damage in Louisiana: $10,240,000
- 1 in 15 insured homes has a claim each year
Louisiana has been a prime target for natural disasters in the past, with a long history of hurricanes and severe flooding. Each year, property damage surpasses $10 million, an annual reminder that homeowners insurance is an absolute necessity if you plan to live in this state.
What Are the Risks in Mandeville?
Mandeville is in a high-risk hurricane zone. Hurricane Katrina caused widespread devastation in the community, with water and wind damage and destructive flooding along the shores of Lake Pontchartrain. It took four years to rebuild in the areas that were hit the hardest. For all the beauty that you’ll find in Mandeville, you will also find high risk for severe weather. That’s why home insurance is such an important part of every resident’s preparedness plan.
Compare Mandeville Home Insurance Quotes
When you live in Mandeville, you can’t afford to skimp on homeowners insurance. However, finding affordable rates can be a challenge. Our Independent Insurance Agents can help you find budget-friendly home insurance options by offering quotes on multiple policies. Take time to compare rates and benefits to find a low-cost plan that will offer you maximum protection against the city’s most worrisome threats.
Contact an agent today to get a customized quote on Mandeville home insurance and to learn more about how you can save on your annual premium.