Harahan Homeowners Insurance

Harahan, LA is a suburb of New Orleans and is located in Jefferson Parish. Local residents enjoy many advantages such as excellent schools, mouth-watering Cajun food, and a low crime rate. This city provides a great place to live and work in. Of course, the close proximity to water also brings with it serious weather threats. Our Independent Insurance Agents specialize in helping residents find the most reliable Harahan homeowners insurance policy. Our experienced agents can help you find affordable rates on the coverage you need to protect your home against Louisiana’s most worrisome threats.

• National yearly premium average: $1,211
• Louisiana yearly premium average: $1,968
• The most expensive premium in the U.S.

Louisiana’s home insurance rates trend among the highest in the United States, but don’t get discouraged. Our agents can help you find budget-friendly coverage by searching out bundled coverages and other money-saving tips. Homeowners should try to remember that other factors determine your personalized rate, such as the location, size and age of your home.

Harahan Second Home and Vacation Home Insurance

Harahan is a beautiful city, frequented by tourists year-round. This makes it the perfect place to invest in a vacation home so you can enjoy the beautiful scenic views whenever you choose. Insuring a rental home or vacation property comes with a unique set of challenges. Independent insurance agents can connect you with the policies that are best suited for second homes in Harahan, offering maximum protection for your home when you’re away.

Number of Thefts in Louisiana

• National number of burglaries: 37,814
• Louisiana number of burglaries: 41,184

Home invasions are an ongoing problem in Louisiana, and despite Harahan’s low crime rate, theft is still a very real risk for residents. Homeowners should take precautions by locking doors and installing security alarms. The best protection for homes in this area is to have an insurance plan that covers theft and helps you replace stolen or damaged goods if you become the victim of a robbery.

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Number of Disasters in Louisiana

• Number of recorded disasters in Louisiana: 90
• Number of tornadoes in Louisiana per year: 37
• Amount of property damage in Louisiana: $10,240,000
• 1 in 15 insured homes has a claim each year

It is no secret that Louisiana residents deal with plenty of severe weather each year. Hurricanes are a constant threat, normally leaving behind massive property damage. Residents in this state simply can’t afford to skimp on home insurance, with more than $10 million in property damage reported every year. 

What Are the Risks in Harahan?

Harahan is at high risk for hurricanes and tornadoes, both of which can cause damage and injuries. This area sees an average of two tornadoes each year, with a total of 118 since just 1950. In addition to tornadoes, hurricanes pose a huge threat to property and residents. Hurricane Katrina caused enormous property damage, with high winds and flash flooding. Homes in this area were devastated by water damage, giving a timely reminder that home insurance is critical in case of these types of disasters.

Compare Harahan Home Insurance Quotes

Harahan property owners simply can’t afford to cut corners when trying to find home insurance. They face many threats and need to make sure they have an airtight policy to protect them. Our Independent Insurance Agents will help you navigate the process of finding affordable coverage that provides the maximum protection available. Take time to compare quotes and choose a plan that will comfortably work within your personal budget. 

If you’re looking for affordable Harahan home insurance, contact an agent today to receive a free customized quote.