West Monroe Car Insurance
Find the right car insurance policy for you.
Written by
Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.
West Monroe, LA is best known as the home of the famous Robertson family from the hit A&E television series Duck Dynasty. Residents of West Monroe enjoy easy access to Pecanland Mall, the largest shopping plaza in northern Louisiana, along with more than 100 local restaurants serving up some of the best Cajun food in the state. Whether you’re heading out to grab some gumbo for lunch or you’re on your way to enjoy a morning of fishing, make sure you’re covered by comprehensive West Monroe car insurance before you get behind the wheel.
Our Independent Insurance Agents provide West Monroe drivers with one-on-one support while shopping for auto insurance. Our friendly agents will help you navigate your coverage options and build a customized car insurance plan that will work for your lifestyle and budget.
- National average cost per year: $1,311
- Louisiana average cost per year: $1,774
- #4 most expensive auto premium in the U.S.
Louisiana’s car insurance rates trend on the top end of the national average, but there are several ways you can slash the cost and enjoy significant savings. By working with an Independent Insurance Agent, you will receive quotes on multiple policies so you can compare costs and choose a budget-friendly option that is right for your vehicle. Our Independent Insurance Agents can also help you find discounts for safe driving or bundled coverages, providing additional savings on your premium each year.
Save on Car Insurance
Our independent agents shop around to find you the best coverage.
Louisiana Car Insurance Requirements
- Body injury liability: required
- Property damage reliability: required
- Personal injury protection (PIP): not required
- Minimum liability limits: 15/30/25
State law requires all Louisiana drivers to have car insurance. Minimum coverage limits are $15,000 for individual injuries, $30,000 for total injuries in an accident and $25,000 for any resulting property damage. As you’re choosing an auto insurance policy in West Monroe, remember that these minimums are just a starting point. It’s always best to invest in as much liability coverage as you can reasonably afford to best protect yourself in the case of accidents.
Save on Car Insurance
Our independent agents shop around to find you the best coverage.
Number of Uninsured Motorists in Louisiana
- Number of uninsured U.S. drivers: 12.6%
- Number of uninsured Louisiana drivers: 13.9%
Even if you are a responsible driver with comprehensive auto insurance, you still have to worry about other drivers who don’t have coverage. If you get into an accident and the driver at fault isn’t insured, you are stuck footing the bill to pay for car repairs. With uninsured motorist coverage, you gain peace of mind that you’re always covered in an accident no matter who is at fault.
Number of Auto Thefts in Louisiana
- National number of thefts for 1,000 vehicles: 2.94
- Number of thefts for 1,000 vehicles in Louisiana: 2.06
West Monroe is generally a safe city, but auto thefts are an occasional problem. Make sure you take regular precautions to protect your vehicle by locking your car doors and never leaving your keys in the car unattended. Most importantly, choose a car insurance policy that includes full coverage for auto theft.
Find a Great West Monroe Car Insurance Policy
Our Independent Insurance Agents take the guesswork out of finding affordable car insurance. Our friendly agents can provide you with quotes on multiple policies, help you compare rates and choose a plan that is right for your budget. If you’re looking for an affordable West Monroe auto insurance policy, contact an Independent Insurance Agent today for a free customized quote.