Bloomington, IN Homeowners Insurance
(Find the right homeowners insurance policy for you.)
Written by
Steve is a financial services expert who has dedicated himself to the insurance industry for the last 5+ years. Steve is a key contributor to TrustedChoice.com.
Reviewed by
Jeff Green has held a variety of sales and management roles at life insurance companies, Wall street firms, and distribution organizations over his 40-year career. He was previously Finra 7,24,66 registered and held life insurance licenses in multiple states. He is a graduate of Stony Brook University.
With 33,239 housing units and nearly 84,000 residents, Bloomington, IN is a midsized town with a small-town feel. Some residents are Hoosier natives, who attended Indiana University and have never left Bloomington — taking pride in what the community has to offer and planting roots in the hilly area. But homeowners still have risks to consider when it comes to one of their most prized possessions.
That's where an Independent Insurance Agent comes into play. Your local agent will work with you to assess your risks and find you a comprehensive policy that gives you full protection. Your Bloomington homeowners insurance should be affordable and understandable — giving you peace of mind when a storm, basement flood or burglary comes your way.
- National yearly premium average: $1,034
- Indiana yearly premium average: $804
- 33rd most expensive premium in the U.S.
On average, Indiana homeowners aren't paying as much as others around the country. But that doesn't mean you aren't overpaying for your insurance. Unique factors like your home's age, building materials and location and your individual claims history are all taken into account when calculating policy specifics. Let an agent guide you through the process so you can receive a Bloomington homeowners insurance policy that works for you.
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Our independent agents shop around to find you the best coverage.
Second and Vacation Home Insurance
Bloomington and the surrounding area is an ideal place to purchase a vacation property or second house. But these secondary homes have different insurance needs, since they're vacant often and may even see renters on a regular basis. Ensure you have proper protection for your second or vacation home.
Number of Thefts in Indiana
- National number of burglaries: 37,814
- Indiana number of burglaries: 42,909
Bloomington is generally a safe and secure community, but break-ins and home burglaries can happen when you least expect them. You can install a security system and have a guard dog on the ready, but the only surefire way to be completely protected is with an all-inclusive home insurance policy. That way, when property is damaged or your personal property is stolen, you receive compensation so you can stay financially stable and emotionally secure.
Save on Home Insurance
Our independent agents shop around to find you the best coverage.
Number of Catastrophes in Indiana
- Number of catastrophes in Indiana: 433
- Number of tornadoes in Indiana: 17
- Amount of property damage in Indiana: $75,340,000
Did you know that the owners of 1 in 15 insured homes file a claim each year? Indiana weather can fluctuate from day to day from warmth and sunshine to hail and sleet without a moment's notice. Tornadoes can bring strong winds, heavy snow can damage roofs and long rain can cause flooding, so it's important that your physical space is backed up with a Bloomington homeowners policy that covers these specific risks. An agent can explain what each policy covers and what it doesn't so you're fully aware of where you stand.
What Are the Risks in Bloomington, IN?
Bloomington, IN homeowners' biggest risks primarily involve weather. Property damage should be foremost on your mind when you consider the number of tornadoes, bad winter storms and unexpected flooding that can occur in Southern Indiana. Your homeowners insurance should specifically tackle these hazards. An agent can help you prepare your home for each season's weather risks.
Compare Bloomington Home Insurance Quotes
As Indiana residents, our Independent Insurance Agents know what risks you face as a homeowner. They are dedicated to finding you an affordable policy. Our agents will give you a number of quotes from a variety of insurance carriers so you can have plenty of options to choose between. You need a Bloomington home insurance policy that gives 360 degrees of protection to you, your family and your home.