Clermont Car Insurance
Find the right car insurance policy for you.
Over the past 10 years, Clermont, FL has earned an international reputation as a training ground for some of America’s best runners, cyclists, and triathletes. The warm weather, beautiful rolling hills, and serene lakes make this city a perfect choice for people who love to lead an active lifestyle. Whether you’re headed out for a day of hiking or you are toting your canoe out to the lake for an afternoon of fishing, make sure you have comprehensive Clermont car insurance before you get out on the roadways.
Clermont’s busy roads make accidents a serious risk for drivers. Make sure you have adequate auto insurance coverage in case you are involved in an accident. It only takes a split second for your car to slide across a slippery highway, but when you have comprehensive Clermont car insurance, you will have peace of mind that you are always covered. Our Independent Insurance Agents offer one-on-one assistance so you can find the best policy for your lifestyle at a price you can afford.
- National average cost per year: $1,311
- Florida average cost per year: $1,742
- 5th most expensive auto premium in the U.S.
Florida’s car insurance rates are notably higher than the national average, but that doesn’t mean you have to pay more for Clermont auto insurance. Our experienced independent insurance agents can help you find the most affordable auto rates by quoting from multiple providers. You can look at all of your coverage options and choose an affordable Clermont auto insurance policy that fits within your budget.
Florida Car Insurance Requirements
- Body injury liability: required
- Property damage reliability: required
- Personal injury protection (PIP): required
- Uninsured motorist insurance: not required
- Minimum liability limits: 10/20/10
When you live in Florida, state law requires that you carry minimum coverage of $10,000 for individual bodily injury, $20,000 for all injuries in an accident and $10,000 for property damage per accident. These minimums will act as a jumping-off point as you work with your agent to find a policy that is right for you. In many cases, Clermont drivers opt for additional coverage to have peace of mind even if a serious accident occurs.
Number of Uninsured Motorists in Florida
- Number of uninsured U.S. drivers: 12.6%
- Number of uninsured Florida drivers: 23.80%
Even though Florida requires all drivers to have auto insurance, there are still thousands of uninsured motorists on the roadways. Having an accident with an uninsured driver who causes an accident can lead to serious financial stress. Having no insurance to cover the costs of car repairs and medical bills can be devastating for everyone involved. Talk to your independent insurance agent about adding uninsured motorist coverage to your policy so that you have a backup plan if an uninsured driver hits you.
Number of Auto Thefts in Florida
- National number of thefts for 1,000 vehicles: 2.28
- Number of thefts for 1,000 vehicles in Florida: 1.93
After spending a day kayaking, imagine how it would feel to return to the shore and find that your car is missing. Auto theft is a serious concern in Clermont and you just can’t afford to take chances. Make sure your Clermont car insurance policy includes coverage for auto theft so you can quickly receive compensation if your car does get stolen.
Find a Great Clermont Car Insurance Policy
Clermont residents enjoy some of the best scenery in Florida, and there are endless opportunities to stay active and explore the beautiful landscape. Whether you’re driving the kids to school or heading out for a weekend triathlon, make sure you are prepared for anything with comprehensive Clermont auto insurance. Our experienced independent insurance agents offer a caring approach to car insurance. You’ll receive one-on-one attention with personalized quotes from multiple carriers. Let our agents take the guesswork out of choosing the best Clermont auto insurance.
Call an agent today to learn more about your coverage options for Clermont car insurance.