Aurora, CO Homeowners Insurance

Aurora, CO, located just outside of Denver and a thriving metropolitan area, is home to 325,078 residents and offers great entertainment, shopping, and dining options. It's a great place to raise a family or start a business. But homeowners in the area face a number of risks related to everything from weather to break-ins. It's important that you feel secure in your own home and are fully protected from whatever may come your way.

Independent Insurance Agents know the hazards you face as a homeowner. Our agents are expertly trained at finding comprehensive Aurora home insurance that meets your unique needs at a price you can afford. Find your local agent to get started in the insurance process without any confusion, hassle or unnecessary fees.

• National yearly premium average: $1,211
• Colorado yearly premium average: $1,495
• 8th most expensive premium in the U.S.

Average Colorado homeowners insurance rates are right on par with rates in the rest of the country. But your homeowners insurance should be completely personalized — taking into account factors like your home's age and location and risks such as trampolines and pools. Let an agent walk you through the process and give you several quotes to choose from.

Second Home and Vacation Insurance

In such close proximity to Denver, Aurora offers a great mix between busy city life and relaxed suburbia. Many families and retirees opt to purchase secondary properties in the area as an escape from daily life or a place to rent out for extra income. But because these homes are likely vacant often or have unknown guests, proper protection is more than necessary. Talk to an agent about your options when it comes to protecting these secondary or vacation homes.

Number of Thefts in Colorado

• National average number of burglaries: 37,814
• Colorado average number of burglaries: 25,081

Thefts in Colorado don't happen too often, but when they do, you should be prepared. You can leave porch lights on, get a guard dog and install a security system, but break-ins and burglaries can happen without warning. Your Aurora homeowners insurance policy should compensate you for property damage and stolen personal property — helping to avoid stress and financial harm. Our agents can explain what's covered with different policy options.

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Number of Disasters in Colorado

• Number of declared disasters in Colorado: 95
• Number of tornadoes in Colorado: 53
• Amount of property damage in Colorado: $215,290,000
• 1 in 15 insured homes has a claim each year

Colorado has incredibly fluctuating weather patterns that can wreak havoc on physical properties. Wildfires are certainly foremost on homeowners' minds, but intense winter storms and strong winds can damage windows, roofs and bring down trees. Ensure your Colorado Springs homeowners insurance will compensate you for property damage in a timely and efficient manner so you can make repairs easily.

What Are the Risks in Aurora?

The biggest risks for Aurora homeowners certainly involve weather. Winter weather brings heavy snow, high winds, and icy conditions, which can cause accidents around your property and to the home itself. To combat these risks, partner up with an agent to learn how you can help prevent damage and get a policy with necessary coverage limits.

Compare Aurora Home Insurance Quotes

You deserve to feel safe and secure in your own home. Independent insurance agents can help you receive 360 degrees of protection around your home with comprehensive insurance. Our agents will compare quotes to find an Aurora homeowners insurance policy with the right coverage that fits your budget.