Welcome to Main Street America Insurance Agent Resources

Highlights

• ** NEW ** Chiropractor Professional Liability Endorsement
• This endorsement protects a chiropractor’s office or a Doctor of Chiropractic Medicine from the financial risks of a patient’s claim that he or she was injured as a result of the physicians’ negligence (some exclusions apply). This endorsement also offers:
• ~ “Defense Only” coverage of $25,000.
• ~ Choice of Medical Professional Liability (MPL) limit options for indemnity with limit options of: None, $100,000/$300,000, $200,000/$600,000, and $250,000/$750,000
• ~ Occurrence Coverage.
• ~ Defense Inside the Limits.
• ~ Coverage for up to 10 chiropractors in a practice (the business owner plus up 9 named chiropractors)
• If you have any questions or need additional information about our Chiropractor Professional Liability Endorsement, please contact your commercial lines underwriter or sales representative.

Premium Guidance

Annual premium for this product is generally in this range:

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Main Street America Insurance Main Street Commercial+ BOP & Optional Professional Liability generally meet the following guidelines.

Resources

Eligible risks for Main Street America Insurance Main Street Commercial+ BOP & Optional Professional Liability generally meet the following guidelines.

Highlights

• Consider adding one of our newest bundled endorsements, the Business Auto Policy Enhancement Endorsement (BAPEE) that provides increased protection for businesses at an affordable price, 2 percent of policy premium or a minimum $30 charge per policy. Some of the highlighted coverages are listed below, but to see the full list of coverages please refer to the product guide or the policy form (CA 76 13):
• **Blanket additional insured by permit or agreement
• **Expands transportation expense to include private passenger autos
• **Increases the limit for transportation expense due to theft of an insured auto from $20 a day/$600 max to limits of $75 a day/$2,250 max
• **Adds $1,500 for fire department services to protect or save a covered auto
• **Adds physical damage coverage for loss to a vehicle wrap installed on the covered auto
• and so much more...

Premium Guidance

Annual premium for this product is generally in this range:

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Resources

Eligible risks for Main Street America Insurance Main Street Commercial+ Auto generally meet the following guidelines.

Highlights

• Multipolicy discount of up to 5% available in all states except AZ, FL, ID, MA, NC, NJ, NY, and PA
• Full pay discount of up to 5% available in all states except AZ, FL, ID, MA, NC, NJ, and NY
• Experience Modification Factor is automatically retrieved and applied during the quote and available for all states
• Multi-location and multi-state available
• Automatic E-Signature process utilized to obtain customer signatures for regulatory officer inclusion or exclusion acknowledgements

Premium Guidance

Annual premium for this product is generally in this range:

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Resources

Eligible risks for Main Street America Insurance Main Street Commercial+ Workers' Compensation generally meet the following guidelines.

Premium Guidance

Annual premium for this product is generally in this range:

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Resources

Eligible risks for Main Street America Insurance Main Street Commercial+ Umbrella generally meet the following guidelines.

Premium Guidance

Annual premium for this product is generally in this range:

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Main Street America Insurance Main Street Commercial+ Commercial Package generally meet the following guidelines.

Resources

Eligible risks for Main Street America Insurance Main Street Commercial+ Commercial Package generally meet the following guidelines.

Highlights

• New business policies will automatically receive the Business Owners Extension Endorsement (BP 80 00) that has 37 distinct coverage additions or expansions. Some state restrictions apply
• Add the Business Owners Policy Enhancement Endorsement (BP 90 00) for even more robust coverage as it adds another 24 additional or expanded coverages. Some state restrictions apply. Below are a few of the coverages available on this form (see product guide or form for a full list):
• **Blanket limit of $150,000 that applies to Accounts Receivables, Debris Removal, Electronic Data, Personal Property of Others, and Valuable Papers and Records
• **Spoilage due to equipment breakdown, contamination or power outage with a limit of $25,000
• **Utility Failure - Off Premises with a limit of $25,000
• **Utility Services - Direct Damage with a limit of $10,000
• **Utility Services - Time Element (Business Income & Extra Expense) with a limit of $25,000
• and so many more...

Premium Guidance

Annual premium for this product is generally in this range:

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Main Street America Insurance Main Street Commercial+ Business Owners Policy generally meet the following guidelines.

Resources

Eligible risks for Main Street America Insurance Main Street Commercial+ Business Owners Policy generally meet the following guidelines.

Highlights

• New business policies will automatically receive the Business Owners Extension Endorsement (BP 80 00) that has 37 distinct coverage additions or expansions. Some state restrictions apply
• Add the Business Owners Policy Enhancement Endorsement (BP 90 00) for even more robust coverage as it adds another 24 additional or expanded coverages. Some state restrictions apply. Below are a few of the coverages available on this form (see product guide or form for a full list):
• **Blanket limit of $150,000 that applies to Accounts Receivables, Debris Removal, Electronic Data, Personal Property of Others, and Valuable Papers and Records
• **Spoilage due to equipment breakdown, contamination or power outage with a limit of $25,000
• **Utility Failure - Off Premises with a limit of $25,000
• **Utility Services - Direct Damage with a limit of $10,000
• **Utility Services - Time Element (Business Income & Extra Expense) with a limit of $25,000
• and so many more...

Premium Guidance

Annual premium for this product is generally in this range:

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Main Street America Insurance Main Street Commercial+ Business Owners Policy generally meet the following guidelines.

Resources

Eligible risks for Main Street America Insurance Main Street Commercial+ Business Owners Policy generally meet the following guidelines.

Premium Guidance

Annual premium for this product is generally in this range:

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.