Coterie Insurance Company Review

What you need to know about Coterie Insurance Company.
Ann Herro, Insurance Expert Written by Ann Herro
Ann Herro, Insurance Expert
Written by Ann Herro

Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.

Updated

Trusted Choice's Coterie Insurance Company Score

5 Stars

5 Stars


We award Coterie a final rating of 5.0 out of 5 stars. Coterie was founded to help make the process of small business insurance easy. By combining a tech-based approach with insurance expertise, the company’s goal is to allow professionals to get flexible, simple coverage quickly.

Coterie markets its products through independent insurance agents and brokers. Or, business owners can use the company’s unique platform to instantly get a quote purchase a policy directly. Coterie is licensed in all 50 states, and partners with A-rated insurers and investors.

Coterie is a very new company with not much of a track record. We could not find any online customer feedback. The company is in its infancy and will likely experience an extensive growth period.

All in all, if you’re looking for simple, fast, and easy business insurance, Coterie may be a good place to start. You can apply for coverage or work with an agent.

Coterie Insurance Company Pros and Cons:

Pros: Cons:
Coterie markets its products through independent insurance agents and brokers.
Coterie began selling insurance products in September, 2019 so they are not yet rated the Better Business Bureau.
Unique platform allows business owners or agents to instantly quote and issue policies or renewals.
A- rated by AM Best.
Partners with A-rated insurers and investors.
Multiple ways to contact for service.

To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.

What Type of Insurance Does Coterie Offer?

Coterie offers three main types of business insurance:

  • Business owners policy (BOP)
  • General liability insurance
  • Professional liability insurance

Coterie is licensed in all 50 states, but policy availability varies by state.

What to Know About Coterie

Coterie was founded in in 2018 with the belief that insurance should be simple, fast, and affordable. The company’s founders set out to simplify commercial insurance, using digital tools to reinvigorate the industry.

Coterie is based in Cincinnati, Ohio and markets business insurance policies primarily for small- to medium-sized businesses. It is currently licensed in all 50 states, although its product offerings vary by state.

Coterie is backed by investors and insurers including The Hartford, Western & Southern Financial Group, Allos, and RPM Ventures. Policies are sold directly to businesses owners or through independent insurance agents.

The company’s claim to fame is its streamlined online quote tool that enables business owners to quickly identify the types of coverage that are relevant to their business and customize the policy limits to suit their needs and budget. Coterie offers nearly instant quotes, and you can purchase your policy online, right away.

What Discounts Does Coterie Offer?

Coterie does not publish information about any discounts or savings opportunities that it offers.

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Coterie Customer Service

Here’s what you need to know about Coterie’s customer service offerings:

  • Customer service is available by phone, email, and online chat
  • Online agent portal
  • Social media presence on Facebook, Twitter, LinkedIn, and Instagram

Phone and online chat service have the following hours restrictions:



Hours (EST)


Monday-Friday 8:00 am - 8:00 pm

Coterie Customer Reviews

We did not find customer reviews for Coterie.

Coterie FAQ

Coterie does not make available any information about its average claim response time frame.

Customer service is available by live chat, phone, or email, Monday through Friday, 8:00 am to 8:00 pm EST. There’s also an online contact form for non-urgent messages that promises a 24-hour response time.

There are also resources for agents who can log in to Coterie’s agent dashboard.

The company has a robust social media presence on Facebook, Twitter, LinkedIn, Instagram, and more.

Claims should be filed by calling the company’s claims team. Make sure you have your policy information and details about the loss available. Coterie will assign a dedicated claims team that will walk you through the process and the next steps.

Coterie offers helpful Insurance 101 videos and detailed descriptions of each type of coverage it offers and why business owners need it. These videos and pages describe the types of insurance in general, but do not necessarily describe any details about Coterie’s products.  

Coterie does not provide a lot of details about its business insurance products, but the information that is available describes small business insurance coverage.

Coterie was founded to help make the process of small business insurance easy. By combining a tech-based approach with insurance expertise, the company’s goal is to allow professionals to get flexible, simple coverage quickly.

Coterie is a very new company with not much of a track record. We could not find any online customer feedback.

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https://www.coterieinsurance.com

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