Nissan Juke Insurance

And how to get the lowest premiums

Written by Rachel Morey
Written by Rachel Morey

Rachel Morey is a journalist specializing in making complicated personal finance and insurance subjects easy to understand. She has been writing professionally for nearly a decade and has projects in print, broadcasting, and online. A native Iowan, Rachel has a special fondness for the open roads of rural America.

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Nissan Juke Insurance

The Juke has a unique look. It has developed a strong following of people who love the quirky design that makes it different from other cars. 

Many things contribute to your Nissan Juke insurance policy rates. Instead of contacting multiple companies for quotes, you can consult an independent insurance agent who has access to dozens of reputable insurance companies. They can recommend certain types of coverage and talk with you about how the laws in your area affect your choices. You'll need car insurance personalized for you and your Juke.  Not sure where to find an independent insurance agent in your area? 

TrustedChoice.com has a find-an-agent tool that can match you with a local independent insurance agent who will walk you through your options and help you find the best possible coverage for your Nissan Juke. 

What Kind of Insurance Do You Need for Your Nissan Juke?

Bodily injury liability: If you cause an accident and someone else is hurt, bodily injury liability insurance will pay for costs associated with medical care and recovery for that person. 

Property damage liability: In many places, property damage liability insurance is required by law. Even so, consider purchasing more than the minimum amount. You'll have to pay for damage you cause that exceed the limits of your policy. 

Medical payments/Personal injury protection: Laws differ from one state to the next, so talk with your agent to understand your options where personal injury protection and medical payments insurance is concerned. In some states, this type of insurance is mandatory. If you are in an accident, this policy may pay for costs related to physical recovery for you and your passengers. 

Uninsured motorist coverage: Not every driver has the right amount of insurance coverage. Even if it's illegal to drive without liability insurance, many people take the chance. Uninsured and underinsured motorist coverage is an extra layer of protection that pays for repairs to your vehicle if you are in an accident with someone without insurance who can't pay the costs on their own. 

Optional Coverage

Collision: Collision insurance coverage pays to repair or replace your Nissan Juke if you hit something or are in an accident with another car. This type of coverage isn't right for everyone, so talk with your agent about the pros and cons of including collision coverage on an older Nissan Juke. 

Comprehensive: If you are in an accident caused by an animal in the road or are a victim of vandalism, you'll need comprehensive insurance coverage to get your repair bill paid for. The insurance company will handle the cost of repairing or replacing your Nissan Juke, minus your deductible, up to its fair market value for covered incidents. 

Glass coverage: You can't put off replacing a windshield without risking a ticket, but the cost can be hard to stomach. It's often less than your deductible, but still expensive enough that it's worth considering adding glass coverage to your policy. 

Gap insurance: If you think you owe more on your car than its market value and you didn't buy gap insurance at the dealership where you purchased your new Nissan Juke, talk with your agent about how this type of insurance could help you. Without it, you could be responsible for paying off your loan or lease if you are in an accident that the insurance company deems a "total loss." 

What Affects the Cost of Insurance for Your Nissan Juke?

Annual mileage 

If you drive more than the average of 10,000 to 15,000 miles each year, expect to pay slightly higher premiums for auto insurance on your Nissan Juke. 

Your driving record 

If you have a spotless driving record, you'll pay a lower insurance rate than drivers with at-fault accidents or moving violations. 

The value of your vehicle 

Older models have a lower value, which means it normally costs less to insure a Nissan Juke that's a few years old than it would to insure a new Juke. 

Model year Total average premium
2017 Nissan Juke $1,410
2016 Nissan Juke $1,392
2015 Nissan Juke $1,372
2014 Nissan Juke $1,334
2013 Nissan Juke $1,300
2012 Nissan Juke $1,248
2011 Nissan Juke $1,200

Average Nissan Juke Insurance Costs

The average 40-year-old Nissan Juke driver pays $1,410 annually for full coverage auto insurance. This includes collision and comprehensive coverage. Liability-only insurance rates drop down to an average of just $416 per year. New drivers who are just 16 years old pay average rates that are much higher at $5,306 per year. Your rates may vary greatly from these averages. Your agent can help you understand the factors that heavily influence your Nissan Juke insurance premiums. 

The Safety of Your Nissan Juke

Newer Jukes are fully equipped with advanced safety features, which helps decrease insurance premiums. If you are shopping for a Juke, look for one with these available features.

  • Intelligent Emergency Braking with Pedestrian and Cyclist Recognition
  • Traffic Sign Recognition
  • Intelligent Lane Intervention
  • Rear Cross-Traffic Alert
  • Blind Spot Intervention

How Location Affects Your Nissan Juke Insurance 

Because your location has such a dramatic effect on your car insurance premiums, it's crucial to get a personalized quote from your agent. Here's how average Nissan Juke full coverage insurance rates for a 40-year-old driver with a good driving record and a $500 deductible vary from one place to the next.

Los Angeles, CA Chicago, IL Columbus, OH
$2,412 $1,894 $1,181

Additional Factors That Affect Your Nissan Juke Insurance Premiums

  • Safety features like anti-theft devices
  • Age
  • Gender
  • Deductible
  • Credit

Average Cost to Insure a Nissan Juke

Average annual cost to insure a Nissan Juke with full coverage $1,332
Teens $5,306
High-risk drivers $3,066
High deductibles $1,222
Low deductibles $1,782


Top three most expensive states for Nissan Juke insurance
New York, Michigan, and Florida $1,910
Top three most affordable states for Nissan Juke insurance 
Utah, Ohio, and New Hampshire $1,020 

Top Independent Insurance Carriers That Insure the Nissan Juke

According to a recent US Independent Insurance Agent Satisfaction Study by JD Power, the following companies provide excellent service to their insurance customers. 

Progressive

Safeco

Travelers

Auto-Owners Insurance

car

Save on Car Insurance

Our independent agents shop around to find you the best coverage.

Get a Nissan Juke Quote

Your independent insurance agent can help you get the auto insurance policies you need for your Nissan Juke. With the help of the TrustedChoice.com find-an-agent tool, you can get in touch with an agent right away. Use TrustedChoice.com to locate an independent insurance agent in your area today. 

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IIHS, Consumer Reports, Quote Inspector, iii.org, JD Power, Car and Driver