MINI Cooper Insurance Cost
Find out how much it costs to get car insurance for a MINI Cooper by model year and insurance company.
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Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.
The MINI Cooper, first introduced in the late 1950s, was designed with both excitement and utility in mind. The car’s British manufacturer knew it could be fun and convenient to own a small car like the MINI and make a statement about its owner at the same time.
The benefits of owning a small car include ease of parking, comfort when driving on narrow roads, and maneuvering through busy urban areas. Small cars like the MINI Cooper also get great gas mileage. But if you're going to be zooming around in a MINI Cooper, you'll want to make sure you have the right car insurance.
The average cost of MINI Cooper insurance is around $1,224.30 per year, which is lower than the current national average insurance cost of $1,311 per year.
An independent insurance agent can help you get the coverage you need. An agent in your area can get quotes from multiple insurance companies so you can get the best coverage for your needs and budget. Our breakdown of MINI Cooper insurance costs by model year will help you know what to expect.
How Much Does MINI Cooper Insurance Cost?
The average cost of car insurance for a MINI Cooper is about $1,224.30 per year, which is lower than the national average of $1,311 per year. While your car’s make and model have a major impact on your insurance costs, there are numerous other factors that influence your car insurance premiums.
Your car insurance costs will be higher or lower than average depending on:
- Your age, gender, and marital status
- Your driving record
- Your credit score
- Where you live
- How far you drive each day
- The coverage and deductible you choose
You may need to purchase at least your state's minimum required insurance coverage. This will include bodily injury liability coverage and property damage liability coverage. Many states also require personal injury protection and uninsured motorist coverage.
Adding collision coverage, comprehensive coverage, and other optional coverage types to your car insurance policy will provide even more protection. A local independent insurance agent can help you get the best MINI Cooper insurance coverage for your needs.
The Average Cost of MINI Cooper Insurance by Model Year
The average cost of car insurance for a MINI Cooper is $1,224.30 per year or $102.03 per month. Next, we provide car insurance costs for a MINI Cooper by model year and top-rated insurance company.
2020 MINI Cooper Insurance Cost
2019 MINI Cooper Insurance Cost
2016 MINI Cooper Insurance Cost
2011 MINI Cooper Insurance Cost
2020 MINI Cooper Insurance Cost
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,092 |
| Vermont Mutual | $1,174 |
| USAA | $1,240 |
| Mercury Insurance Company | $1,458 |
| Arbella | $1,470 |
| Progressive | $1,519 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $110.46 | $1,325.50 |
2019 MINI Cooper Insurance Cost
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,141 |
| Auto-Owners | $1,222 |
| Erie Insurance | $1,413 |
| Arbella | $1,425 |
| Mercury Insurance Company | $1,428 |
| Acuity | $1,489 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $124.58 | $1,495.00 |
2016 MINI Cooper Insurance Cost
| Insurance Companies | Average Annual Cost |
|---|---|
| Vermont Mutual | $1,009 |
| Progressive | $1,050 |
| Nationwide | $1,089 |
| USAA | $1,149 |
| Erie Insurance | $1,281 |
| Arbella | $1,304 |
| Mercury Insurance Company | $1,355 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $89.63 | $1,075.50 |
2011 MINI Cooper Insurance Cost
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $793 |
| Erie Insurance | $812 |
| Vermont Mutual | $857 |
| Progressive | $935 |
| Plymouth Rock Assurance | $979 |
| Arbella | $1,024 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $75.00 | $900.00 |
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Our independent agents shop around to find you the best coverage.
How to Find the Best MINI Cooper Insurance
You can find the best MINI Cooper insurance by working with an independent insurance agent in your area. Independent agents shop and compare quotes from multiple insurance companies so you can choose the policy that best fits your coverage needs and budget requirements. Independent insurance agents are there for you when you have to file a claim or to help you with any of your insurance needs.
https://www.thezebra.com/auto-insurance/vehicles/mini/cooper/