How Much Is Mercedes-Benz Insurance by Model?
Discover how much you can expect to pay to insure your Mercedes-Benz this year.
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Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.
Mercedes-Benz vehicles are among the finest luxury cars and SUVs on the road today. They offer performance, safety, and reliability in one package. But your vehicle still needs to be protected by the right car insurance policy. You can expect to pay an average of $1,640.50 per year for Mercedes-Benz insurance, which is quite a bit more expensive than the overall national average rate for car insurance of $1,311 annually.
An independent insurance agent can help you get your vehicle insured today. They'll help you find the best overall coverage for your specific vehicle. First, though, here's a deep dive into Mercedes-Benz insurance costs by model and top-rated insurance company.
In this article:
How Much Does a Mercedes-Benz Cost to Insure by Model?
Is Mercedes-Benz Insurance Expensive?
Why Do Insurance Costs Differ between Mercedes-Benz Models?
How Much Is Car Insurance for a Mercedes-Benz AMG C 63?
How Much Is Car Insurance for a Mercedes-Benz CLA 250?
How Much Is Car Insurance for a Mercedes-Benz GLA 250?
What Other Factors Affect Mercedes-Benz Insurance Costs?
FAQs about Mercedes-Benz Insurance
How to Save the Most Money on Mercedes-Benz Insurance
How Much Does a Mercedes-Benz Cost to Insure by Model?
Your vehicle's make and model go into determining its car insurance costs, among other factors. So, depending on the specific model of Mercedes-Benz you drive, you'll have different insurance rates. We compared quotes for a handful of popular Mercedes-Benz models below to paint a better picture of the car insurance price range.
| Mercedes-Benz Model | Average Cost of Car Insurance Per Year |
|---|---|
| Mercedes-Benz AMG C 63 | $1,952.00 |
| Mercedes-Benz CLA 250 | $1,565.50 |
| Mercedes-Benz GLA 250 | $1,404.00 |
No matter which kind of Mercedes-Benz you drive, an independent insurance agent in your area can help you find reasonably priced car insurance for it.
Is Mercedes-Benz Insurance Expensive?
The cost of a car insurance policy depends in part on which type of Mercedes-Benz you drive. Of the popular Mercedes-Benz models we compared, our research found that car insurance for a Mercedes-Benz is overall more expensive than the national average cost of coverage each year.
Trusted Choice evaluated three of the most popular Mercedes-Benz models, each with different car insurance rates, to better demonstrate a price range for you. Our findings indicated that the Mercedes-Benz AMG C 63 is by far the most expensive to insure, while the Mercedes-Benz GLA 250 is the least expensive, and the Mercedes-Benz CLA 250 falls in the middle.
Why Do Insurance Costs Differ between Mercedes-Benz Models?
Vehicles with lower values and horsepower, such as the Mercedes-Benz GLA 250, are cheaper to insure. On the flip side, the Mercedes-Benz AMG 63 is more expensive to insure due to its higher value and higher horsepower. Insurance companies must calculate rates based on the perceived risk of drivers of certain vehicles getting into accidents or causing traffic violations.
How Much Is Car Insurance for a Mercedes-Benz AMG C63?
Our research found that the most expensive model of Mercedes-Benz to insure by far is the Mercedes-Benz AMG C63, with an average premium rate of $1,952 per year. Here's a look at some average insurance costs for this model from top-rated insurance carriers.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,803 |
| Nationwide | $1,749 |
| Progressive | $1,902 |
| Allstate | $2,354 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $162.67 | $1,952.00 |
How Much Is Car Insurance for a Mercedes-Benz CLA 250?
The Mercedes-Benz CLA 250 is cheaper to insure than the Mercedes-Benz AMG C63, with an average premium rate of $1,565.50 per year. According to our research, it's the second-most expensive model of Mercedes-Benz to insure on this list.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,317 |
| Nationwide | $1,693 |
| Progressive | $1,289 |
| Allstate | $1,963 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $130.46 | $1,565.50 |
How Much Is Car Insurance for a Mercedes-Benz GLA 250?
The Mercedes-Benz GLA 250 is the least expensive model to insure on our list, with an average premium rate of $1,404 per year. According to our research, drivers of Mercedes-Benz GLA 250s pay quite a bit less for their coverage than those who drive other models.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,256 |
| Nationwide | $1,376 |
| Progressive | $1,316 |
| Allstate | $1,668 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $117.00 | $1,404.00 |
What Other Factors Affect Mercedes-Benz Insurance Costs?
Not only does a vehicle's make and model impact its car insurance rates, but many other factors do, as well. Some of the most common include:
- Your location
- The amount of coverage you choose
- The deductible amount you choose
- Your age and gender
- Your credit score
- Your marital status
- Your driving record
As indicated above, the insurance carrier you get coverage from also affects your car insurance rates. But there are often many different car insurance discounts available from most insurance carriers, including bundling discounts if you get two coverages, such as both auto insurance and home insurance, through the same company. An independent insurance agent can also help you find the best car insurance rates in your town.
Methodology
To compare average prices for Mercedes-Benz insurance by model, Trusted Choice evaluated average car insurance quotes for each model as if the driver were a 40-year-old male in need of "full coverage," meaning an auto insurance policy that includes the following:
- Bodily injury liability coverage of $100,000 per person and $300,000 per accident
- Property damage liability coverage of $100,000 per accident
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Depending on your location, quotes for coverage may vary. Ask a local independent insurance agent to help you find specific Mercedes-Benz insurance quotes in your area.
FAQs about Mercedes-Benz Insurance
We found that the average cost of Mercedes-Benz insurance is $1,640.50 per year, which is quite a bit higher than the overall national car insurance rate of $1,311 annually. We compared three different popular models of Mercedes-Benz with quotes from a handful of top-rated insurance companies for each to determine this average.
Our research found that the Mercedes-Benz AMG C 63 is by far the most expensive model to insure of those we compared, with an average annual premium of $1,952. Drivers of Mercedes-Benz AMG C 63s can expect to pay a bit more for their coverage than drivers of other models.
Our research found that the Mercedes-Benz GLA 250 is the least expensive model to insure, with an average annual premium of $1,404 per year. Still, this average is higher than the overall national average rate for car insurance per year.
How to Save the Most Money on Mercedes-Benz Insurance
Working together with an independent insurance agent can be your best bet at saving the most money possible on Mercedes-Benz insurance. An independent insurance agent can shop and compare policies from many different local carriers for you. Even better, they'll help you score any discounts you're eligible for to bring those rates down even further.
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