How Much Is Jaguar Insurance by Model?
Discover how much you can expect to pay to insure your Jaguar.
Written by
Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.
Jaguar has been making luxury passenger cars since the 1930s. While today’s Jaguar models are a mix of both gas-powered and electric vehicles, the company has promised that all of its cars will be fully electric by 2025.
No matter what Jaguar model you drive today or if you’re looking to purchase one in the future, you’ll need the best car insurance you can find to protect your investment.
The average cost of Jaguar insurance is $1,674.42 per year. This is much higher than the national average cost of car insurance, which is $1,311 per year.
Our guide to Jaguar insurance provides insurance cost information for Jaguar’s most popular models and several top-rated insurance companies. With the help of a local independent insurance agent, you can get quotes from multiple companies so you can get the coverage you need that fits your budget.
In this article:
How Much Does a Jaguar Cost to Insure by Model?
Are Jaguars Expensive to Insure
Why Do Insurance Costs Differ Between Jaguar Models?
How Much Is Car Insurance for a Jaguar F-Pace?
How Much Is Car Insurance for a Jaguar F-Type?
How Much Is Car Insurance for a Jaguar XE?
How Much Is Car Insurance for a Jaguar XF?
How Much Is Car Insurance for a Jaguar XJ?
What Other Factors Affect Jaguar Insurance Costs?
How to Save the Most Money on Jaguar Insurance
How Much Does a Jaguar Cost to Insure by Model?
The cost to insure a Jaguar can vary depending on the model. If you’re looking to purchase a Jaguar, you’ll find that the F-Pace is the cheapest to insure, with an average car insurance cost of $1,246 per year.
The most expensive Jaguar to insure, according to our research, is the Jaguar XJ, which has an average annual premium of $2,155.20
We’ve broken down the insurance costs for several popular Jaguar models.
| Jaguar Model | Average Cost of Car Insurance Per Year |
|---|---|
| Jaguar F-Pace | $1,246.00 |
| Jaguar F-Type | $1,482.71 |
| Jaguar XE | $1,612.17 |
| Jaguar XF | $1,876.00 |
| Jaguar XJ | $2,155.20 |
An independent insurance agent near you can help you find affordable car insurance for whatever Jaguar you drive.
Are Jaguars Expensive to Insure?
It’s no secret that Jaguars are high-priced vehicles, and the high cost of Jaguar insurance should be no surprise, either. We compared popular Jaguar models and found that, in general, insurance costs for Jaguars are much higher than the national average insurance cost.
You’ll find variations in Jaguar insurance prices depending on the model you own. In addition, the cost of Jaguar insurance varies depending on where you live, your driving history, and the coverage options and deductibles you choose.
Why Do Insurance Costs Differ Between Jaguar Models?
Car insurance costs differ by model depending on several factors. Every Jaguar model has different safety ratings, repair costs, and theft rates. Newer model years, models that are more expensive, and models with more horsepower typically cost more to insure than their less expensive, older, or less powerful counterparts.
How Much Is Car Insurance for a Jaguar F-Pace?
Our research found that the Jaguar F-Pace is the least expensive Jaguar model to insure, with an average premium of $1,246.00 per year. Here's a look at some average insurance costs for this model from top-rated insurance carriers.
| Insurance Companies | Average Annual Cost |
|---|---|
| Progressive | $971 |
| USAA | $1,133 |
| Nationwide | $1,206 |
| Mercury Insurance Company | $1,227 |
| Erie | $1,235 |
| Acuity | $1,444 |
| Vermont Mutual | $1,506 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $103.83 | $1,246.00 |
How Much Is Car Insurance for a Jaguar F-Type?
The Jaguar F-Type has an average premium of $1,482.71 per year. According to our research, it's the second least expensive Jaguar model to insure.
| Insurance Companies | Average Annual Cost |
|---|---|
| Progressive | $1,100 |
| Nationwide | $1,163 |
| Erie | $1,313 |
| Mercury Insurance Company | $1,323 |
| USAA | $1,503 |
| Acuity | $1,850 |
| Vermont Mutual | $2,127 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $123.56 | $1,482.71 |
How Much Is Car Insurance for a Jaguar XE?
The Jaguar XE has an average car insurance cost of $1,612.17 per year. This is about average for Jaguar insurance, and your rates may be above or below this depending on where you live, your age, your gender, and other factors.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,384 |
| Vermont Mutual | $1,458 |
| Erie | $1,520 |
| Mercury Insurance Company | $1,539 |
| USAA | $1,840 |
| Auto-Owners | $1,932 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $134.35 | $1,612.17 |
How Much Is Car Insurance for a Jaguar XF?
The average cost to insure a Jaguar XF $1,876 per year, making it the second most expensive Jaguar to insure.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,654 |
| Vermont Mutual | $1,847 |
| USAA | $1,850 |
| Erie | $1,902 |
| Mercury Insurance Company | $2,127 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $156.33 | $1,876.00 |
How Much Is Car Insurance for a Jaguar XJ?
The Jaguar XJ has an average annual insurance cost of $2,155.20. This is the most expensive car insurance among the models and insurance companies we reviewed.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,951 |
| Erie | $2,033 |
| USAA | $2,239 |
| Vermont Mutual | $2,272 |
| Mercury Insurance Company | $2,281 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $179.60 | $2,155.20 |
What Other Factors Affect Jaguar Insurance Costs?
The make and model of your car are two of the most important factors for determining your car insurance premiums. But numerous other factors also play a role in your car insurance premiums, including:
- Your age, gender, and marital status
- Your credit score
- Where you live
- The amount of coverage and deductible that you choose
Every insurance company has its own proprietary method for calculating insurance rates, which is why you’ll see a range of premiums for the same make and model. But most companies also offer a wide range of car insurance discounts that can help you save money on your car insurance premiums.
An independent insurance agent can help you find the best rates in your area and can help you make sure that you take advantage of all the discounts for which you are eligible.
FAQs About Jaguar Insurance
We compared several Jaguar models and found that the average cost of insurance coverage is $1,674.42 per year, which is above the national average car insurance cost of $1,311 per year. Your Jaguar insurance costs will be above or below the average for the brand, depending on the model, model year, and several other factors.
We found that the Jaguar XJ is the most expensive model to insure. The average annual insurance cost for an XJ, according to our research, is $2,155.20.
The Jaguar F-Pace is the cheapest Jaguar model to insure, according to our research. The average cost to insure a F-Pace is $1,246 per year. This is below the national average car insurance premium of $1,311.
Save on Car Insurance
Our independent agents shop around to find you the best coverage.
How to Save the Most Money on Jaguar Insurance
You can save the most money on Jaguar insurance by working with an independent insurance agent in your area. Independent agents can compare coverage and quotes from multiple insurance companies, allowing you to choose the one that’s best for your needs and budget. Your agent will also help you maximize the discounts you can apply to your premium, getting you the best possible rate.
https://en.wikipedia.org/wiki/Jaguar_Cars
https://www.thezebra.com/auto-insurance/vehicles/jaguar/f-pace/
https://www.thezebra.com/auto-insurance/vehicles/jaguar/f-type/
https://www.thezebra.com/auto-insurance/vehicles/jaguar/xe/
https://www.thezebra.com/auto-insurance/vehicles/jaguar/xf/
https://www.thezebra.com/auto-insurance/vehicles/jaguar/xj/