How Much Is Hyundai Insurance by Model?
Discover how much you can expect to pay to insure your Hyundai.
Written by
Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.
Hyundai Motor Company was established in 1967. The company's first model, the Cortina, was released in cooperation with the Ford Motor Company in 1968. In 1986, Hyundai began to sell cars in the United States with the highly affordable Hyundai Excel. Today, Hyundai markets a variety of car and truck models in the US and across the globe.
No matter which kind of Hyundai you drive, it needs to be protected with the right car insurance. The average cost of Hyundai insurance per year is $1305.73, which is similar to the overall national average cost of car insurance, which is $1,311 annually.
An independent insurance agent can help find the right car insurance for your Hyundai. They'll help you get quotes from multiple companies so you can get the coverage you need that fits your budget.
Here’s a guide to Hyundai insurance costs by model and top-rated insurance companies.
In this article:
How Much Does a Hyundai Cost to Insure by Model?
Are Hyundais Expensive to Insure?
Why Do Insurance Costs Differ Between Hyundai Models?
How Much Is Car Insurance for a Hyundai Elantra?
How Much Is Car Insurance for a Hyundai Accent?
How Much Is Car Insurance for a Hyundai Santa Fe?
How Much Is Car Insurance for a Hyundai Sonata?
How Much Is Car Insurance for a Hyundai Tucson?
How Much Is Car Insurance for a Hyundai Veloster?
What Other Factors Affect Hyundai Insurance Costs?
How to Save the Most Money on Hyundai Insurance
How Much Does a Hyundai Cost to Insure by Model?
Many factors influence car insurance costs, including the car’s make and model. It’s common for two different Hyundai models to have different car insurance premiums depending on the unique characteristics of each model.
We compared quotes for some popular Hyundais to give you an idea of how much it costs to insure a Hyundai by model.
| Hyundai Model | Average Cost of Car Insurance Per Year |
|---|---|
| Hyundai Elantra | $1,355.00 |
| Hyundai Accent | $1,304.20 |
| Hyundai Santa Fe | $1,254.00 |
| Hyundai Sonata | $1,406.60 |
| Hyundai Tucson | $1,225.33 |
| Hyundai Veloster | $1,289.25 |
An independent insurance agent near you can help you find affordable car insurance for whatever type of Hyundai you drive.
Are Hyundais Expensive to Insure?
The cost of car insurance for your Hyundai depends on the model that you choose. We compared popular Hyundai models and found that in general, car insurance for a Hyundai is close to the national average cost of coverage each year.
Our research indicates that the Hyundai Sonata is the most expensive to insure out of the popular models we analyzed, while the Hyundai Tucson is the least expensive among the noted models.
Why Do Insurance Costs Differ between Hyundai Models?
Car insurance costs differ by model depending on several factors. A Hyundai model with a lower overall value and lower horsepower will cost less to insure than a more expensive car or a car with a more powerful engine.
In general, insurance costs are higher for any car that is considered to be at a higher risk for accidents (e.g., a sports car) or is more expensive to repair (e.g., an SUV).
How Much Is Car Insurance for a Hyundai Elantra?
Our research found that the second-most expensive Hyundai model to insure is the Hyundai Elantra, with an average premium rate of $1,355 per year. Here's a look at some average insurance costs for this model from top-rated insurance carriers.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,280 |
| Nationwide | $1,338 |
| Arbella | $1,581 |
| Vermont Mutual | $1,179 |
| Erie | $1,397 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $112.92 | $1,355.00 |
How Much Is Car Insurance for a Hyundai Accent?
The Hyundai Accent has an average premium rate of $1,304.20 per year. According to our research, it's the third-most expensive Hyundai model to insure on our list.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,277 |
| Arbella | $1,511 |
| Vermont Mutual | $1,113 |
| Erie | $1,393 |
| USAA | $1,227 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $108.68 | $1,304.20 |
How Much Is Car Insurance for a Hyundai Santa Fe?
The Hyundai Santa Fe has an average premium rate of $1,254.00 per year, putting it in the middle of the pack for Hyundai insurance costs.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,119 |
| Arbella | $1,283 |
| Vermont Mutual | $952 |
| USAA | $1,403 |
| Acuity | $1,416 |
| Progressive | $1,351 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $104.50 | $1,254.00 |
How Much Is Car Insurance for a Hyundai Sonata?
The Hyundai Sonata is the most expensive Hyundai model to insure, with an average premium rate of $1,406.60 per year.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,441 |
| Vermont Mutual | $1,219 |
| USAA | $1,337 |
| Plymouth Rock Assurance | $1,571 |
| Erie | $1,465 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $117.22 | $1,406.60 |
How Much Is Car Insurance for a Hyundai Tucson?
The Hyundai Tucson is the cheapest model to insure among the Hyundai models we researched. The Tucson has an average annual insurance rate of $1,225.33.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $994 |
| Vermont Mutual | $988 |
| USAA | $1,257 |
| Arbella | $1,321 |
| Erie | $1,382 |
| Progressive | $1,410 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $102.11 | $1,225.33 |
How Much Is Car Insurance for a Hyundai Veloster?
According to our research, the Hyundai Veloster is the fourth most expensive Hyundai model to insure. The Veloster has an average insurance cost of $1,289.25 per year.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,217 |
| Vermont Mutual | $1,146 |
| USAA | $1,260 |
| Arbella | $1,534 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $107.44 | $1,289.25 |
What Other Factors Affect Hyundai Insurance Costs?
The make and model of your car are two of the most important factors for determining your car insurance premiums. But numerous other factors play a role in your car insurance premiums, including:
- Your age, gender, and marital status
- Your credit score
- Where you live
- The amount of coverage and deductible that you choose
Every insurance company has its own proprietary method for calculating insurance rates, which is why you’ll see a range of premiums for the same make and model. But most companies also offer a wide range of car insurance discounts that can help you save money on your car insurance premiums.
An independent insurance agent can help you find the best rates in your area, and can help you make sure that you take advantage of all the discounts that you are eligible for.
FAQs about Hyundai Insurance
We compared several Hyundai models and found that the average cost of insurance coverage is $1,305.73 per year. This is very close to the national average insurance cost of $1,311 per year.
We found that the most expensive Hyundai model to insure is the Hyundai Sonata, with an average annual premium of $1,406.60.
The Hyundai Tucson is the cheapest Hyundai model to insure, according ot our research. The average cost to insure a Tuscon is $1,225.33 per year, which is well below the national average car insurance premium of $1,311.
How to Save the Most Money on Hyundai Insurance
One of the best ways to save the most money on Hyundai insurance is to work with an independent insurance agent in your area. Independent agents can compare coverage and quotes from multiple insurance companies, allowing you to choose the one that’s best for your needs and budget. Your agent will also help you maximize the discounts that you can apply to your premium, getting you the best possible rate.
https://www.thezebra.com/auto-insurance/vehicles/hyundai/elantra/
https://www.thezebra.com/auto-insurance/vehicles/hyundai/accent/
https://www.thezebra.com/auto-insurance/vehicles/hyundai/santa-fe/
https://www.thezebra.com/auto-insurance/vehicles/hyundai/veloster/
https://www.thezebra.com/auto-insurance/vehicles/hyundai/sonata/
https://www.thezebra.com/auto-insurance/vehicles/hyundai/tucson/