How Much Is GMC Insurance by Model?
Discover how much you can expect to pay to insure your GMC.
Written by
Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.
GMC is a division of General Motors that makes pickup trucks, SUVs, vans, and light-duty trucks. GMC is often considered a premium brand relative to the mainstream Chevrolet brand, with luxury offerings like the popular Denali.
No matter which GMC model you drive, you’ll need the best car insurance you can find to protect your investment.
The average cost of GMC insurance is $1,252.17 per year. This is lower than the national average cost of car insurance, which is $1,311 per year.
Our guide to GMC insurance provides insurance cost information for GMC’s most popular models and several top-rated insurance companies. With the help of a local independent insurance agent, you can get quotes from multiple companies so you can get the coverage you need that fits your budget.
In this article:
How Much Does a GMC Cost to Insure by Model?
Why Do Insurance Costs Differ Between GMC Models?
How Much Is Car Insurance for a GMC Acadia?
How Much Is Car Insurance for a GMC Canyon?
How Much Is Car Insurance for a GMC Sierra?
How Much Is Car Insurance for a GMC Terrain?
How Much Is Car Insurance for a GMC Yukon?
How Much is Car Insurance for a GMC Yukon XL?
What Other Factors Affect GMC Insurance Costs?
How to Save the Most Money on GMC Insurance
How Much Does a GMC Cost to Insure by Model?
The cost to insure a GMC can vary depending on the model. If you’re looking to purchase a GMC truck, you’ll find that the Sierra is the cheapest to insure, with an average car insurance cost of $850.67 per year.
The most expensive GMC to insure, according to our research, is the GMC Acadia, which has an average annual premium of $1,508.57
We’ve broken down the insurance costs for several popular GMC models.
| GMC Model | Average Cost of Car Insurance Per Year |
|---|---|
| GMC Acadia | $1,508.57 |
| GMC Canyon | $1,034.14 |
| GMC Sierra | $850.67 |
| GMC Terrain | $1,244.80 |
| GMC Yukon | $1,376.17 |
| GMC Yukon XL | $1,498.67 |
An independent insurance agent near you can help you find affordable car insurance for whichever type of GMC you drive.
Are GMCs Expensive to Insure?
The cost to insure your GMC depends primarily on the model that you choose. In addition, the cost of GMC insurance varies by your location, driving history, coverage options, and deductibles.
We compared popular GMC models and found that, in general, GMC insurance costs are lower than the national average insurance cost, with a few exceptions.
Why Do Insurance Costs Differ Between GMC Models?
Car insurance costs differ by model due to several factors. Every GMC model has different safety ratings, repair costs, and theft rates. Newer model years, models that are more expensive, and models with more horsepower typically cost more to insure than their less expensive, older, or less powerful counterparts.
How Much Is Car Insurance for a GMC Acadia?
Our research found that the GMC Acadia is the most expensive GMC model to insure, with an average premium of $1,508.57 per year. Here's a look at some average insurance costs for this model from top-rated insurance carriers.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,281 |
| Vermont Mutual | $1,364 |
| Plymouth Rock Assurance | $1,530 |
| Mercury Insurance Company | $1,547 |
| USAA | $1,586 |
| Erie | $1,623 |
| Auto-Owners | $1,629 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $125.71 | $1,508.57 |
How Much Is Car Insurance for a GMC Canyon?
The GMC Canyon has an average premium of $1,034.14 per year. According to our research, it's the second least expensive GMC model to insure.
| Insurance Companies | Average Annual Cost |
|---|---|
| Vermont Mutual | $613 |
| Nationwide | $860 |
| Arbella | $989 |
| Acuity | $1,010 |
| USAA | $1,218 |
| Auto-Owners | $1,251 |
| Erie | $1,298 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $86.18 | $1,304.14 |
How Much Is Car Insurance for a GMC Sierra?
The GMC Sierra has the least expensive car insurance among GMC models, with an average cost of $850.67 per year. Your rates may be above or below this average, depending on where you live, your age, gender, and other factors.
| Insurance Companies | Average Annual Cost |
|---|---|
| Erie | $657 |
| Progressive | $758 |
| USAA | $769 |
| Nationwide | $881 |
| Vermont Mutual | $972 |
| Acuity | $1,067 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $70.89 | $850.67 |
How Much Is Car Insurance for a GMC Terrain?
The average cost to insure a GMC Terrain is $1,244.80 per year, putting it in the middle of the pack of GMC models in terms of insurance costs.
| Insurance Companies | Average Annual Cost |
|---|---|
| Vermont Mutual | $1,011 |
| Nationwide | $1,217 |
| USAA | $1,293 |
| Erie | $1,332 |
| Arbella | $1,371 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $103.73 | $1,244.80 |
How Much Is Car Insurance for a GMC Yukon?
The GMC Yukon has an average annual insurance cost of $1,376.17, which is a little higher than the national average of $1,311.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,052 |
| Vermont Mutual | $1,097 |
| Arbella | $1,410 |
| Auto-Owners | $1,458 |
| Plymouth Rock Assurance | $1,611 |
| Acuity | $1,629 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $114.68 | $1,376.17 |
How Much Is Car Insurance for a Yukon XL?
The GMC Yukon XL has an average annual insurance cost of $1,498.67. It has the second most expensive car insurance among the GMC models and insurance companies that we reviewed.
| Insurance Companies | Average Annual Cost |
|---|---|
| Vermont Mutual | $1,225 |
| Nationwide | $1,256 |
| Auto-Owners | $1,502 |
| Arbella | $1,577 |
| Plymouth Rock Assurance | $1,704 |
| USAA | $1,728 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $124.89 | $1,498.67 |
What Other Factors Affect GMC Insurance Costs?
The make and model of your car are two of the most important factors for determining your car insurance premiums. But numerous other also factors play a role in your car insurance premiums, including:
- Your age, gender, and marital status
- Your credit score
- Where you live
- The amount of coverage and deductible that you choose
Every insurance company has its own proprietary method for calculating insurance rates, which is why you’ll see a range of premiums for the same make and model. But most companies also offer a wide range of car insurance discounts that can help you save money on your car insurance premiums.
An independent insurance agent can help you find the best rates in your area and can help you make sure that you take advantage of all the discounts for which you are eligible.
FAQs about GMC Insurance
We compared several GMC models and found that the average cost of insurance coverage is $1,262.17 per year, which is below the national average car insurance cost of $1,311 per year. Your GMC insurance costs will be above or below the average for the brand, depending on the model, model year, and several other factors.
We found that the GMC Acadia is the most expensive model to insure. The average annual insurance cost for an Acadia, according to our research, is $1,508.57.
The GMC Sierra is the cheapest GMC model to insure, according to our research. The average cost to insure a Sierra is $850.67 per year. This is well below the national average car insurance premium of $1,311.
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Our independent agents shop around to find you the best coverage.
How to Save the Most Money on GMC Insurance
You can save the most money on GMC insurance by working with an independent insurance agent in your area. Independent agents can compare coverage and quotes from multiple insurance companies, allowing you to choose the best option for your needs and budget. Your agent will also help you maximize the discounts you can apply to your premium, getting you the best possible rate.
https://en.wikipedia.org/wiki/GMC_(automobile)
https://www.thezebra.com/auto-insurance/vehicles/gmc/acadia/
https://www.thezebra.com/auto-insurance/vehicles/gmc/canyon/
https://www.thezebra.com/auto-insurance/vehicles/gmc/sierra-1500/
https://www.thezebra.com/auto-insurance/vehicles/gmc/terrain/
https://www.thezebra.com/auto-insurance/vehicles/gmc/yukon/
https://www.thezebra.com/auto-insurance/vehicles/gmc/yukon-xl/