Chevy Cobalt Insurance Cost

The Chevrolet Cobalt is a compact car introduced in 2004 for the 2005 model year to replace Chevy’s older compact model, the Cavalier. The Cobalt was available as both a coupe and a sedan, as well as a compact sport version. The Chevy Cobalt was discontinued after the 2010 model year and replaced by the Chevy Cruze.

If you have a Chevy Cobalt, you need to protect your investment with the right car insurance. The average cost of Cobalt insurance is around $1,686.86 per year for full coverage. The national average for car insurance is $1,311 per year.

An independent insurance agent can help you get the coverage you need. An agent in your area can get quotes from multiple insurance companies so you can get the best coverage for your needs and budget. Our breakdown of Chevy Cobalt insurance costs by model year will help you know what to expect.

How Much Is Chevy Cobalt Insurance?

The average cost of car insurance for a Chevy Cobalt with full coverage is about $1,686.86 per year. Because the most recent model year for a Cobalt is 2010, and older cars usually cost less to insure than newer cars, it’s likely that insurance costs for most people will be lower than this.

Numerous other factors also influence your car insurance premiums. Your car insurance costs will be higher or lower than average depending on:

Your age, gender, and marital status
Your driving record
Your credit score
Where you live
How far you drive each day
The coverage and deductible you choose

You’ll need to purchase at least your state's minimum required insurance coverage. This will include bodily injury liability coverage and property damage liability coverage. Many states also require personal injury protection and uninsured motorist coverage.

Adding collision coverage, comprehensive coverage, and other optional coverage types to your car insurance policy will provide even more protection. A local independent insurance agent can help you get the best Chevy Cobalt insurance coverage for your needs.

The Average Cost of Chevy Cobalt Insurance

The average cost of car insurance for a Chevy Cobalt is $1,686.86 per year or $140.57 per month. Next, we provide car insurance costs for a Chevy Cobalt by model year and top-rated insurance company.

Average cost to insure per month:	Average cost to insure per year:
$140.57	$1,686.86

How Much is Car Insurance for My Chevy Cobalt Model Year?

We reviewed the average cost of car insurance for recent Chevy Cobalt models, as well as older models. Included in our review:

Chevy Cobalt Insurance Cost

Average Annual Cost by Model Year (Full Coverage)
2010 Chevy Cobalt	$167 per month	$2,004 per year
2009 Chevy Cobalt	$172 per month	$2,064 per year
2008 Chevy Cobalt	$165 per month	$1,980 per year
2007 Chevy Cobalt	$158 per month	$1,896 per year
2006 Chevy Cobalt	$166 per month	$1,992 per year
2005 Chevy Cobalt	$156 per month	$1,872 per year

Top Insurance Companies	Average Annual Cost
Ohio Mutual	$408
Safeway	$432

How to Find the Best Chevy Cobalt Insurance

You can find the best Chevy Cobalt insurance by working with an independent insurance agent in your area. Independent agents shop and compare quotes from multiple insurance companies so you can choose the policy that best fits your coverage needs and budget requirements. Independent insurance agents are there for you when you have to file a claim or to help you with any of your insurance needs.