How Much Is Chevrolet Insurance by Model?
Discover how much you can expect to pay to insure your Chevy this year.
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Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.
Chevrolet makes a vehicle for just about everyone, ranging from classy sports cars to trucks to everyday sedans. But regardless of the specific model you buy, it needs protection from the right coverage. The average cost of car insurance for a Chevy, across all the models we compared, is about $1,410.95 per year. This comes in almost $100 more annually than the current overall national average of $1,311 per year.
An independent insurance agent can help you get set up with the right kind of car insurance for your specific Chevy model. They'll make sure you get matched to the right policy for you. For starters, though, here's a deep dive into Chevrolet insurance.
In this article:
How Much Does a Chevrolet Cost to Insure by Model?
Are Chevys Expensive to Insure?
Why Do Insurance Costs Differ between Chevrolet Models?
How Much Is Car Insurance for a Chevy Camaro ZL1?
How Much Is Car Insurance for a Chevy Corvette?
How Much Is Car Insurance for a Chevy Bolt?
How Much Is Car Insurance for a Chevy Camaro SS?
How Much Is Car Insurance for a Chevy Tahoe?
How Much Is Car Insurance for a Chevy Cruze?
How Much Is Car Insurance for a Chevy Malibu?
How Much Is Car Insurance for a Chevy Silverado?
How Much Is Car Insurance for a Chevy Equinox?
What Other Factors Affect Chevrolet Insurance Costs?
FAQs About Chevrolet Insurance
How to Save the Most Money on Chevy Insurance
How Much Does a Chevrolet Cost to Insure by Model?
The cost of car insurance is influenced by the vehicle's make and model, among other factors. The same driver could pay quite different amounts to insure two different Chevy models. We've compared average insurance rates for the most popular Chevrolet models to give you a better idea.
| Chevrolet Model | Average Cost of Car Insurance Per Year |
|---|---|
| Chevy Camaro ZL1 | $1,868.75 |
| Chevy Corvette | $1,579.25 |
| Chevy Bolt | $1,622.00 |
| Chevy Camaro SS | $1,489.50 |
| Chevy Camaro | $1,444.50 |
| Chevy Tahoe | $1,334.50 |
| Chevy Cruze | $1,295.50 |
| Chevy Malibu | $1,290.00 |
| Chevy Silverado | $1,009.20 |
| Chevy Equinox | $1,176.25 |
No matter which Chevy you drive, a local independent insurance agent can help you find the most affordable car insurance near you.
Are Chevys Expensive to Insure?
Clearly, car insurance costs vary by not just the manufacturer, but also the specific model. On average, Chevys are more expensive to insure than the overall national average, but not by much.
It also depends on the specific model you choose. For example, the Chevy Camaro ZL1 was by far the most expensive model we compared to insure, but models like the Chevy Silverado and Chevy Equinox were highly affordable, even compared to the national average rate.
Why Do Insurance Costs Differ Between Chevys?
Chevrolet insurance rates vary by model. Our research found that the Chevy Silverado was by far the most affordable popular Chevrolet model to insure, at an average of just $1,009.20 per year.
A few factors could influence these lower costs, such as this model having a lower overall value and horsepower than other Chevys. Due to these factors, this specific model is seen by insurance companies as less of a risk for disasters like traffic accidents and liability.
On the other hand, we found the Chevy Camaro ZL1 to be the most expensive model on this list to insure by far, at an average of $1,868.75 per year. The Chevy Camaro ZL1 is classified as a sports car, which automatically drives premium rates up.
Car insurance companies have noticed trends in sports car drivers over time, including a higher risk of accidents or traffic violations. As a result, these models must have higher premium rates.
How Much Is Car Insurance for a Chevy Camaro ZL1?
Technically classified as a sports car, the Chevy Camaro ZL1 is by far the most expensive model we compared to insure, with an average premium rate of $1,868.75 per year. Take a look at some average insurance costs for this model from top-rated insurance carriers.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,545 |
| Nationwide | $1,655 |
| Progressive | $1,640 |
| Allstate | $2,635 |
How Much Is Car Insurance for a Chevy Corvette?
The Chevy Corvette is much more affordable to insure than the Chevy Camaro ZL1, with an average premium rate of $1,579.25 per year. Still, it comes in above the overall national average for car insurance.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,504 |
| Nationwide | $1,127 |
| Progressive | $1,598 |
| Allstate | $2,088 |
How Much Is Car Insurance for a Chevy Bolt?
The Chevy Bolt is more expensive to insure than the Corvette, with an average annual premium of $1,622. Still, it's cheaper to insure than the Camaro ZL1.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,266 |
| Nationwide | $1,620 |
| Progressive | $1,581 |
| Allstate | $2,021 |
How Much Is Car Insurance for a Chevy Camaro SS?
The Chevy Camaro SS is cheaper to insure than the Chevy Bolt, with an average annual premium of $1,489.50. So far on this list, it's the cheapest model of Chevrolet to insure.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,166 |
| Nationwide | $1,551 |
| Progressive | $1,472 |
| Allstate | $1,769 |
How Much Is Car Insurance for a Chevy Camaro?
The Chevy Camaro is the cheapest model Chevrolet yet to insure, at an average of $1,444.50 per year. This brings it in below the Camaro SS model in terms of premium rates.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,139 |
| Nationwide | $1,495 |
| Progressive | $1,355 |
| Allstate | $1,789 |
How Much Is Car Insurance for a Chevy Tahoe?
The Chevy Tahoe is the most affordable Chevrolet model on our list so far to insure, at an average of $1,334.50 per year. This brings it in below the Camaro model in terms of premium rates.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,209 |
| Nationwide | $1,296 |
| Progressive | $1,250 |
| Allstate | $1,583 |
How Much Is Car Insurance for a Chevy Cruze?
The Chevy Cruze is the first Chevrolet model on our list to fall below the current overall national average for car insurance, at just about $1,295.50 per year. It's an affordable choice for many Chevy fans.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,019 |
| Nationwide | $1,450 |
| Progressive | $1,551 |
| Allstate | $1,562 |
How Much Is Car Insurance for a Chevy Malibu?
The Chevy Malibu is slightly cheaper to insure than the Chevy Cruze, at an average of $1,290 per year. This is the second model on our list to fall below the overall national average premium rate for car insurance.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,063 |
| Nationwide | $1,380 |
| Progressive | $1,240 |
| Allstate | $1,477 |
How Much Is Car Insurance for a Chevy Silverado?
The Chevy Silverado is by far the most affordable Chevrolet model to insure on our entire list, at an average of $1,009.20 per year. This makes it a highly desirable option for drivers looking for a cheap Chevy to insure.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,079 |
| Nationwide | $1,371 |
| Progressive | $1,141 |
| Allstate | $1,455 |
How Much Is Car Insurance for a Chevy Equinox?
The Chevy Equinox is the second-most affordable Chevrolet model to insure on this list, at an average of $1,176.25 per year. The only model we compared that's cheaper to insure is the Chevy Silverado.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,018 |
| Nationwide | $1,263 |
| Progressive | $1,051 |
| Allstate | $1,373 |
What Other Factors Affect Chevrolet Insurance Costs?
Car insurance rates are calculated by not only the vehicle make and model, but many different factors. Some other major factors that impact car insurance premiums are:
- Location
- Coverage types and amounts chosen
- Deductible amount chosen
- Driver history
- Driver credit score
- Driver age and gender
- Driver marital status
The insurance company you go through also clearly affects the cost of your coverage. But no matter where you get your coverage, you can usually earn a nice discount if you bundle your auto policy with another coverage like home insurance, via the same carrier. An independent insurance agent can also easily assist you with finding the most affordable car insurance options in your area.
Methodology
To compare average prices for Chevrolet insurance by model, Trusted Choice evaluated average car insurance quotes for each model as if the driver were a 40-year-old male in need of "full coverage," meaning an auto insurance policy that includes the following:
- Bodily injury liability coverage of $100,000 per person and $300,000 per accident
- Property damage liability coverage of $100,000 per accident
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Depending on your location, quotes for coverage may vary. Ask a local independent insurance agent to help you find specific Chevy insurance quotes in your area.
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FAQs about Chevrolet Insurance
Our research found that car insurance for Chevys costs an average of $1,410.95 annually. This is nearly $100 above the overall national average of $1,311 per year for car insurance.
We found that the Chevy Camaro ZL1 is the most expensive Chevrolet model to insure, at an average of $1,868.75 per year. Compared to all other Chevy models on this list, owners of this vehicle will likely shell out much more for coverage each year.
We found that the Chevy Silverado was by far the cheapest Chevrolet model to insure of those we compared, at an average rate of just $1,009.20 per year. This comes in well below the overall national average rate for car insurance each year.
How to Save the Most Money on Chevrolet Insurance
Working together with an independent insurance agent can be your best bet at saving the most money possible on Chevy insurance. An independent insurance agent can shop and compare policies from many different local carriers for you. Even better, they'll help you score any discounts you're eligible for to bring those rates down even further.
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