How Much Is Cadillac Insurance by Model?
Discover how much you can expect to pay to insure your Cadillac.
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Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.
Cadillac, named after the founder of Detroit, is the second oldest car brand in the US. It has a reputation for comfort above all else and is the nation's premier luxury car brand. But regardless of how safe and reliable your Cadillac is, it still needs the proper protection a car insurance policy provides. With an average annual premium of $1,604.79, Cadillac insurance is more expensive than the overall average rate for car insurance, which is $1,311 per year.
An independent insurance agent in your town can set you up with the right Cadillac insurance. They'll help you find the policy that offers the right blend of coverage and cost. Until then, here's a breakdown of Cadillac insurance costs by model and insurance company.
In This Article:
How Much Does a Cadillac Cost to Insure by Model?
Are Cadillacs Expensive to Insure?
How Much Is Car Insurance for a Cadillac ATS-V?
How Much Is Car Insurance for a Cadillac CT6?
How Much Is Car Insurance for a Cadillac CTS?
How Much Is Car Insurance for a Cadillac Escalade?
How Much Is Car Insurance for a Cadillac XT5?
How Much Is Car Insurance for a Cadillac XTS?
What Other Factors Affect Cadillac Insurance Costs?
How to Save the Most Money on Cadillac Insurance
How Much Does a Cadillac Cost to Insure by Model?
The vehicle's make and model are a major factor that impacts car insurance rates. Depending on which type of Cadillac you drive, you might pay a completely different rate for your coverage than if you'd chosen a different model. We've compared average insurance rates for just a handful of popular Cadillacs to offer a range of car insurance costs for the brand.
| Cadillac Model | Average Cost of Car Insurance Per Year |
|---|---|
| Cadillac ATS-V | $1,861.50 |
| Cadillac CT6 | $1,735.25 |
| Cadillac CTS | $1,551 |
| Cadillac Escalade | $1,568.75 |
| Cadillac XT5 | $1,320 |
| Cadillac XTS | $1,592.25 |
No matter which model of Cadillac you drive, an independent insurance agent in your area can help you get the most affordable rate for car insurance.
Are Cadillacs Expensive to Insure?
On the whole, Cadillacs are quite expensive to insure. The average cost of Cadillac insurance, based on the models and insurance companies we compared, is $1,604.79 per year. Considering the overall average cost of car insurance in the US is $1,311 per year, Cadillac owners pay quite a bit more for their coverage than many other drivers. Through our research, we found that the most expensive model to insure is the Cadillac ATS-V, while the Cadillac XT5 is quite affordable. Other models on our list fall in between these extremes.
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How Much Is Car Insurance for a Cadillac ATS-V?
Our research found that the Cadillac ATS-V is rather expensive to insure, with an average premium rate of $1,861.50 per year. Take a look at some average insurance costs for this model from top-rated insurance carriers.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,486 |
| Nationwide | $1,811 |
| Arbella | $2,113 |
| Vermont Mutual | $2,036 |
How Much Is Car Insurance for a Cadillac CT6?
Our research found that the Cadillac CT6 is less expensive to insure than the first model on our list, with an average premium rate of $1,735.25 per year.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,833 |
| Nationwide | $1,665 |
| Erie | $1,673 |
| Vermont Mutual | $1,770 |
How Much Is Car Insurance for a Cadillac CTS?
Our research found that the Cadillac CTS is less expensive to insure than the first two models on our list, with an average premium rate of $1,551 per year.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,275 |
| Arbella | $1,935 |
| Vermont Mutual | $1,363 |
| Erie | $1,631 |
How Much Is Car Insurance for a Cadillac Escalade?
The Cadillac Escalade is only slightly more expensive to insure than the CTS, with an average premium rate of $1,568.75 per year.
| Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $1,900 |
| Nationwide | $1,338 |
| Arbella | $1,710 |
| Vermont Mutual | $1,327 |
How Much Is Car Insurance for a Cadillac XT5?
The Cadillac XT5 is by far the most affordable model on our list to insure, with an average premium rate of just $1,320 per year.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,044 |
| USAA | $1,573 |
| Vermont Mutual | $1,154 |
| Arbella | $1,509 |
How Much Is Car Insurance for a Cadillac XTS?
The Cadillac XTS falls in the middle of the pack, in terms of insurance costs, with an average premium rate of $1,592.25 per year.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,414 |
| USAA | $1,828 |
| Vermont Mutual | $1,315 |
| Arbella | $1,812 |
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What Other Factors Affect Cadillac Insurance Costs?
A vehicle's make and model do influence its car insurance costs, but they're not the only factors in play. Other major factors that impact car insurance premium rates include:
- Location
- Coverage types and amounts chosen
- Deductible amounts chosen
- Driver age and gender
- Driver accident history
- Driver marital status
The carrier you get your coverage through also impacts how much you'll pay for car insurance. Bundling your auto coverage with another coverage, such as home insurance, through the same insurance company can usually help you get a good car insurance discount on both. An independent insurance agent can help you find the right coverage for your Cadillac at an affordable rate.
FAQ about Cadillac Insurance
We found that the average cost of Cadillac insurance is $1,604.79 per year. We compared several popular models of Cadillac and rates for each from a handful of top-rated insurance carriers.
We found that the most expensive Cadillac model to insure is the Cadillac ATS-V, with an average annual premium rate of $1,861.50. This is more than $500 above the overall national average for car insurance, which is $1,311 per year.
We found that the Cadillac XT5 was the least expensive model to insure, with an average annual premium of $1,320. This is just about on par with the overall national average car insurance premium.
How to Save the Most Money on Cadillac Insurance
Working together with an independent insurance agent can be your best bet at saving the most money possible on Cadillac insurance. An independent insurance agent can shop and compare policies from many different local carriers for you. Even better, they'll help you score any discounts you're eligible for, to bring those rates down even further.
https://www.thezebra.com/auto-insurance/vehicles/cadillac/
https://www.thezebra.com/auto-insurance/vehicles/cadillac/cts/
https://www.thezebra.com/auto-insurance/vehicles/cadillac/ct6/
https://www.thezebra.com/auto-insurance/vehicles/cadillac/ats-v/
https://www.thezebra.com/auto-insurance/vehicles/cadillac/escalade/
https://www.thezebra.com/auto-insurance/vehicles/cadillac/xt5/
https://www.thezebra.com/auto-insurance/vehicles/cadillac/xts/