About us
'cause everyone wins at WHINS!
Are you frustrated? Need help finding a policy but don't know where to start? We can help! WHINS is an *independent* agency, which means that we have access to many different insurance companies and can shop around to find you the best coverage at the most competitive premium. Here at WHINS we can check rates from all the top insurers including: Safeco (Liberty Mutual), Pacific Specialty (Allstate), Travelers, Mercury, Allied (Nationwide), MetLife and many, many more. In addition to rate and coverage, WHINS offers the BEST service in the industry. When you call your agent at WHINS, you'll be treated like part of the family by an agent who actually knows and cares about you. If you're sick of being treated like just another number and calling an 800 # when you need something, it's time to call WHINS. You can trust us to do the job for you!
Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose WHINS Insurance Agency LLC
States we serve
- Arizona
- California
- Connecticut
- Florida
- Hawaii
- Iowa
- Nevada
- New Mexico
- Oregon
- Tennessee
- Texas
- Utah
- Washington
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Landlord
- Motorcycle
- Other
- Personal Watercraft
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AIG Insurance Company, Admiral Insurance, AmTrust Financial, Burns & Wilcox, CNA, CSE Insurance Group, Carolina Casualty, Chartis Property Casualty Company, Chubb, Firemans Fund Ins, Hiscox Ins Co Inc., Infinity Insurance Company, Intact Insurance, Limit, Maryland Automobile Insurance Fund, Mercury Insurance Group, MetLife Auto & Home, National General Insurance (GMAC), Oxford Life Insurance Company, Pacific Specialty, Philadelphia Insurance Companies, QBE Insurance Corporation, RPS, Republic F&C Insurance Company, Scottsdale Insurance Company, Southern Mutual Insurance Company, Star Casualty Insurance Company, The Hartford, Transamerica, United States Liab, Vindati, W. R. Berkley Insurance Group, Wright Flood, Zenith Insurance CompanyWHINS Insurance Agency LLC Team
WHINS Insurance Agency LLC Reviews
Customer Reviews
Whins Insurance exceeded my expectations with their exceptional service and expertise. The personalized approach, transparent communication, and knowledgeable professionals make them stand out in the insurance industry. Their commitment to efficiency and a comprehensive range of insurance products sets a new standard. I highly recommend Whins Insurance for anyone seeking a trustworthy and reliable insurance partner
WHINS helped make the stressful transition away from our old business liability insurance broker less painful. I really felt like I was the most important client in their portfolio.
Yep, I definitely shop around like crazy to get the best rate and this was by far the best rate and company that I found. I even tried shopping again after three years with them because because a ticket dropped off of my record but it was STILL the best company. Morad, my agent, has amazing communication (answers emails and returns calls immediately) and told me it was the best rate, he was right, they are experts and have a lot of companies that they search. If you are getting astronomical rates for full coverage with other agents, go here, they will help you save for certain.
My company recently needed a very specific insurance policy in order for us to remain in good standing with our valued client base. We were lucky enough to put in our first call of many to WHINS. Again we were lucky enough to talk to and get personally helped by Joel Wagner. What a guy and what a company. He very quickly and in the most professional manner possible assisted me and my company in what we needed and just as importantly when we needed it....All at a great price. I would strongly recommend WHINS Insurance agency and Joel Wagner to anyone looking for great service and a great price in a timely and professional manner...They really take very good care of their customers ....
Darren and his team have put order and reason into the insurance jumble involved in running a small business ( liability, accident, disability, workmen's comp, building, contents, etc. - who can keep track? - WHINS Insurance can! ) and on top of that, they have saved me some money! Keep up the good work!
As good as it gets! Don't look twice, they have 5 stars for a reason. OMG did we get lucky. Called Joel to file an insurance claim and he took matters in his hands. Here is to my experience: 1.Promised to call me a specific time---checked! 2. Said "we will figure it out"---checked! 3.Courteous and respectful-checked! 4. Consultant(Paul) called reasonable time he email, called, left a voicemail and text!!! Can't miss this important call right?----CHECKED!!!! 5. The whole team is on the same page...i mean i called and they knew me by name which means that the entire TEAM is all working together and communication is a A+++++ Seriously, i will refer my family and friends and all the yelpers who are looking for a place that will treat them with loyalty and respect and not only that get the job DONE quickly and stress free! You guys are Amazing!
Morad (Morris) was a great help to us in obtaining new landlord insurance for our rental property. We were going through a refinance on the property and an insurance issue popped up at the very end of the process as we were about to close on the loan. Morad responded immediately and obtained a new quote for us in record time. His expertise and professionalism are a real asset for the firm.
I needed a professional liability policy quick, in order to eligible to work for a new big customer. I had received applications from a couple other companies that were SO LONG I could have probably just studied and gotten my own insurance brokers license quicker than filling them out. Joel took the time to research my business from our website and filled out the application for me. Customer service is alive and well at WHINS! Thanks Joel!
Morris-Morad was helpful and walked me through the fine details of car and renters insurance. I am new to California and felt susceptible to insurance brokers taking advantage of my lack of knowledge but he was super honest, helpful and ensured that I got the best deal for my situation.
Morris from WHINS Insurance Agency was extremely helpful during my time of need for a quick turnaround. He was prompt and detailed with explaining the nuances of California requirements, and was able to meet the tight timeline that we had to procure insurance within an uncommon situation. I highly recommend his services for property insurance needs, especially for more complex situations.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.