About us
Over 40 Years of Experience
At Business Risk Management Inc. we know every business client by first name. We know each of our client's business and that is critical to protecting them.
I have (40) years of Business Insurance and Risk Management experience. Clients hire me because they want a long-term personal relationship they can rely on for advice.
I have consulted on site over 800 disasters countrywide. I have walked through the destructive damages from hurricanes Michael and Florence. I know how a recovery should proceed after a disaster. This experience brings added value to our clients. Most often the fate of a business recovery is in the hands of someone the owner has never met before but not our clients!
My strengths are listening, caring and paying attention to the details. We operate with Christian Values in mind.
Gary Sephton
President
Commercial Lines insurance professionals
Ask me about these types of insurance...
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.
Bakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.
Our independent insurance agents can help you find the right coverage for your daycare at the right price.
Why choose Business Risk Management Inc
States we serve
- Florida
- North Carolina
Our insurance coverages
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Industries we serve
- Accommodation and Food Services
- Arts, Entertainment, and Recreation
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AIG Insurance Company, CNA, Chubb, Hiscox Ins Co Inc., Philadelphia Insurance Companies, RPS, Scottsdale Insurance Company, The Hanover Insurance Group, The Hartford, Transamerica, Vindati, Zenith Insurance CompanyBusiness Risk Management Inc Team
Business Risk Management Inc Reviews
Customer Reviews
Gary and his team provide a level of service that goes above and beyond what I have seen other agencies provide. His knowledge of the market and his personal commitment to us as a client are benefits that make Business Risk Management different.
Business Risk Management has helped me with my business insurance needs for the past three years. I have been very satisfied with their knowledgeable and personal service. They go the extra mile to make sure you have the right coverage for the right price.
Mr. Sephton has always given me the best service and most professionalism , I would highly recommend him for the sevices you need.
Gary's expertise coupled with his comprehensive assessment of my property were exceptional and provided the peace of mind I needed to endure this personal disaster. Gary's insight, compassion and sense of humor enabled me to persevere through the extensive process. I simply cannot imagine enduring this experience without Gary's invaluable assistance. I feel extremely fortunate, under these circumstances, to have had the opportunity to benefit from his experience and perspective and would only hope that others in a similar situation could also benefit from his expertise.
Very nice people and have a great service.
You're great!
Mr. Sephton has always given me the best service and most professionalism , I would highly recommend him for the sevices you need.
Business Risk Management has helped me with my business insurance needs for the past three years. I have been very satisfied with their knowledgeable and personal service. They go the extra mile to make sure you have the right coverage for the right price.
I cannot tell you what we would have done without Gary. When our insurance carrier dropped our companys insurance because we are too close to the water, he came through with a policy from another carrier. He must have pulled some serious strings. Gary is committed, sincere, and I cant think of a better person to handle our account.
Gary and his team provide a level of service that goes above and beyond what I have seen other agencies provide. His knowledge of the market and his personal commitment to us as a client are benefits that make Business Risk Management different.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.