Doherty, Duggan, Hart and Tiernan Insurors, A Higginbotham Partner
  • Business
  • Home
  • Auto
This badge signifies we are a Trusted Choice agency. As a Trusted Choice agency, we understand your needs as a member of your local community. We use our broad market access to provide you with choices and are committed to offering you expertise, guidance, and tailored service for years to come.

Doherty, Duggan, Hart and Tiernan Insurors, A Higginbotham Partner

Independent Insurance Agent in Albany, GA

About us

Protecting What Matters Most

We are committed to providing you with quality insurance products along with access to knowledgeable insurance professionals. Because we are not limited to one company - we can provide you with quotes from several different insurance carriers.

The people of DDHT are the difference. These first class professionals possess the expertise and winning attitude that has earned them the reputation of being the best. We are untiring advocates for our clients. We are known for delivering outstanding solutions and services. We enjoy being a trusted and valued partner completely in tune with our clients.

Not only are we invested in our clients, we are a good corporate citizen; we consider it a privilege and a duty to give back to the communities and people we serve.



Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Why choose Doherty, Duggan, Hart and Tiernan Insurors, A Higginbotham Partner

States we serve

  • Georgia

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Berkley Southeast Insurance Group, CNA, Donegal Mutual Insurance Company, Encompass, FFVA Mutual Insurance Company, Grange Insurance, Hiscox Ins Co Inc., MetLife Auto & Home, RPS, The Hanover Insurance Group, Tuscano Agency, Vindati

Doherty, Duggan, Hart and Tiernan Insurors, A Higginbotham Partner Team

Richard Doherty
Richard Doherty
G. Leonard Duggan
G. Leonard Duggan
Ryan Tiernan
Ryan Tiernan
Beth Bowan
Beth Bowan
Susan Copeland
Susan Copeland
Laura Coutu
Laura Coutu
Malinda Duggan-Hill
Malinda Duggan-Hill
Carolyn Geise
Carolyn Geise
Lydia Livingston
Lydia Livingston
Rita Lovett
Rita Lovett
Cory Paul
Cory Paul
Deborah Phillips
Deborah Phillips
Cyndi Powell-Geeslin
Cyndi Powell-Geeslin
Benjamin Rambo
Benjamin Rambo
Neal Tomlinson
Neal Tomlinson
Dustin Waldrip
Dustin Waldrip

Doherty, Duggan, Hart and Tiernan Insurors, A Higginbotham Partner Reviews

Average based on 3 reviews Leave a review

Customer Reviews

March 7, 2022

We want to express our deepest appreciation to DDH&T for not only what you do for us, but also for your support of our students. Traveling to visit with them and taking the time to listen to their stories, solidified with us that you are true partners in our mission.

March 7, 2022

Professional, Prompt, and Personable. I could not ask for a better group to work with. They are very knowledgeable, respond quickly to our requests and make talking about insurance and risk an enjoyable experience.

March 7, 2022

One morning I was awoken with news there had been a fire in the South GA Pecan cold storage. My first call was to Doherty, Duggan, Hart & Tiernan. DDHT was on the scene and have the ball moving on the claim by 7 a.m. Besides handling the FDA, they helped me to salvage what little product I had left, but more importantly, they got me back up and running in no time. My multi-million dollar loss was paid in a timely fashion but the icing on the cake came when it was time to renew my policy. DDHT, due to their skill in the marketplace and strong relationships, were able to secure a favorable renewal with the same insurance carrier. DDHT is truly an advocate. They do what they say they will do. Doherty, Duggan, Hart & Tiernan keeps its promises.

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

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Doherty, Duggan, Hart and Tiernan Insurors, A Higginbotham Partner

Protecting What Matters Most