About us
One stop for all your insurance needs!
Sheldon Palmes Insurance is here to provide our clients with the best service and insurance coverages they can get at the lowest cost . We are an Independent Agency with the more companies to chose from than anyone else. It is what we do!
We've served individuals and groups, as well as marinas and other commercial enterprises in Hernando, Homosassa, and in communities throughout Northern Florida for almost 20 years. We know the needs of individuals and of business in the communities in which we serve.
It is the mission of Sheldon Palmes Insurance to provide the highest level of customer services as well as the highest levels of protection for all of our customers. We know each customer and their family is unique as is their situation, and we strive to ensure all our customers recieve the proper protection for their family and their assets with the best rated companies at the lowest possible cost.
Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose Sheldon-Palmes Insurance Agency, Inc.
States we serve
- Florida
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AIG Insurance Company, Allianz Global Risks, American Collectors Insurance, American Reliable Insurance, Atlas General Agency, Auto-Owners Insurance Company, Bristol West Insurance Company, CNA, Century Insurance Group, Chubb, Cypress Insurance Group, FCCI Insurance Group, Fidelity National Insurance Company, Firemans Fund Ins, First Protective Insurance Company, Foresters, Heritage Insurance Company, Hiscox Ins Co Inc., Horace Mann, Intact Insurance, Lexington Insurance Co, Markel Specialty, Mendota, National General Insurance (GMAC), Olympus Insurance Company, Oxford Life Insurance Company, Patriot Insurance, Peninsula Insurance Companies, People's Trust Insurance, Philadelphia Insurance Companies, QBE Insurance Corporation, RPS, Scottsdale Insurance Company, The Hartford, Tower Hill Preferred, Transamerica, UPC Insurance, US Assure, Vindati, Wright FloodSheldon-Palmes Insurance Agency, Inc. Reviews
Customer Reviews
Wendy did a great job writing my mobile home policy
Kathy Whitley is amazing! She is the BEST
Thank you for your patient and professional assistance in getting us a good policy
Many thanks for all your extra work
Thank you! You really worked on this one!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.