About us
Family Owned & Operated for Over 30 Years!
We began with a lot of doorbell-ringing.
In 1984, James Francis started in the insurance industry after looking for a career change. James began selling life insurance, health insurance, long-term care insurance and Medicare Supplements out of his laundry room where he made a small desk. Those early years were a lot of doorbell ringing all over Chicagoland and out in the farmlands of Illinois. Business hours started at eight in the morning and went all day, sometimes six or seven days a week.
In 1993, as his business grew, he outgrew that little desk in the laundry room. It was at that time that RetireMax Insurance was created! He upgraded from the laundry room office to a 70 square foot office that he rented.
We're a multi-generational, family-owned agency.
In 1995, RetireMax Insurance found an 800 square foot office with a store front location in Midlothian, IL. In 2001, the agency expanded by adding a division for home and auto insurance. Joe Francis, James' son currently oversees the Home and Auto Division as well as the Commercial Lines Division!
In 2017, RetireMax Insurance moved into their Orland Park office location providing the largest office yet! We've come a long way from a desk in the laundry room, and we've earned a lot of business and made a lot of life-long relationships with clients since our founding.
Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose Retiremax Insurance
States we serve
- Arizona
- Illinois
- Indiana
- Tennessee
- Wisconsin
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Annuities
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AAA, Assurity Life, Banner Life, Blue Cross Blue Shield, Hagerty, John Hancock, Legal & General America, Lincoln National Life Insurance, Madison Mutual Insurance Company, MetLife Auto & Home, Mutual of Omaha, National Life Group, North American Company, Pacific Life, Protective Life, Prudential Financial, SBLI, The Hartford, TransamericaRetiremax Insurance Team
Retiremax Insurance Reviews
Customer Reviews
I am so appreciative and grateful for all of Jens diligence, patience, and care. She is so knowledge and works with you to explain everything and understand your needs!
Erica has saved me hundreds a month on my car insurance for multiple drivers and my home insurance rates are not comparable with any one else. Since switching I have saved over 2500 a year if not more.
We really appreciate the time and effort that Erica expended to get us the best auto and homeowner policy. Our old policy increased quite a bit from last year and we had been with our broker for over 20 years. Erica took all our information and within a week had found us the best policy AND saved us a lot of money while increasing our insurance limits. She is very responsive when we call. Thank you!
Thank you so much for your help! Erica made everything so seamless and easy!
Working with Jen was great. She was extremely knowledgeable on all of the plans and keeps herself informed of all of the changes. She didn't pressure or rush me into choosing one. She gave me all of the information and let me decide. HIGHLY RECOMMEND!
I was pursuing a coverage/billing issue with BCBSIL for nearly two weeks until I had the pleasure of meeting Jen Francis (by accident), who immediately jumped into the driver's seat. Jen's knowledge, professionalism and tenacity got me to a same-day resolution I was longing for! Without question, I would not work with anyone else in the insurance space other than Jen.
Always very helpful whenever I call they help immediately. Can't say enough how pleased I am to have their help in all of their areas of business. I have recommended them to others many times. I am extremely happy with every one of their employees.
Jen and Joe are serious when it comes to saving their clients money while getting them the very best coverage possible. HIGHLY recommend having them take a look at your stuff!
GREAT CUSTOMER SERVICE! We've been with RetireMax for I don't know how many years, but this last year or so is the first we've had a claim. Of course, this is never anything you WANT to do, but in spite of the situation, we have been very pleased with the attention and care shown/given as we work through some not-so-fun things.
I am well pleased with this Agency. I like the personal efforts of dealing with clients and the way of making urgent issues seem urgent without pressure. I look forward of bringing my home insurance to this agency.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.