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About us
We take the frustration out of insurance buying.
D. Ward Insurance Services: Your Trusted Business Insurance Partner
Located in Kennesaw, GA, D. Ward Insurance Services is an independent insurance agency serving Cobb County, greater Atlanta, and clients across Georgia, Alabama, Tennessee, North Carolina, and South Carolina. Our focus is on comprehensive commercial insurance solutions:
Commercial General Liability
Business Auto Coverage
Workers' Compensation
Restaurant & Liquor Liability
Garage Repair Shop Insurance
Used Car Dealership Insurance
Surety Bonds
Debbie Ward, an Accredited Adviser in Insurance (AAI), embarked on her insurance career as a policy typist in 1978. Within a decade, she ascended to become a commercial underwriter and later transitioned to an Independent Insurance Agent specializing in commercial lines. In 1999, she founded D. Ward Insurance Services, leveraging her robust industry foundation and proven track record.
Our dedicated team of independent agents simplifies your insurance buying process, ensuring a seamless experience. We recognize the significance of safeguarding your business investments. Our general liability protection covers bodily injury, property damage, products liability, and contractual risks.
For those in the food and beverage industry, our tailored restaurant and liquor insurance address the unique challenges presented by the hospitality sector. From accident liability to liquor coverage, we provide essential financial protection for your establishment's success.
Additionally, we offer specialized garagekeepers liability insurance. If your business handles customers' vehicles -- whether valet parking or repairs -- our coverage steps in promptly to repair or replace damaged vehicles.
Contact D. Ward Insurance Services today for personalized solutions that safeguard your business effectively!
What our clients are saying
"Ive been a policyholder for three years and couldnt have a better agency representing my business than D. Ward Insurance Services! These agents are very knowledgeable and always looking out for my best interests, and I'm looking forward to continuing to build our relationship in the future!"
"If you are looking for an agency with a team of knowledgeable and professional staff who take the time to find you what you need at the best possible coverage cost, D. Ward Insurance is where to go. We have been very happy with their service and cannot say enough good things! Huge thanks especially to Valerie -- she is an absolute all-star. Highly recommend!"
"I have been with D. Ward Insurance Services for about 15 years. She and her team are very professional and reliable. I have questioned some of the increases that come from time to time over the years, and she and her staff have always answered my questions and made adjustments where needed. When the carrier I had used for almost 10 years suddenly substantially raised their rate, Debbie shopped around and found another company that was as good and to save me several hundred dollars. Her staff always responds to my calls and emails and they are great to service my needs. Thanks to all of the team!"
"Debbie Ward was referred to us by a coworker, and I have to say that switching from my previous insurance company to D. Ward Insurance Services has been the best decision we have made! The team is are very helpful, knowledgeable, and always eager to answer any question that I might have. Thank you, D. Ward, for saving me and my family a lot of money!"
"I have been a customer with D. Ward Insurance since June 1992. Debbie delivers personal care that is unsurpassed. the office staff has been nothing but consistently professional , and claims are always promptly processed. I highly recommend D Ward Insurance Services!"
"We have entrusted our auto, homeowners, & umbrella coverage to Debbie Ward's agency for several years, having switched from a large, well-known company after being disappointed in their lack of consideration and customer service. Not only do we receive honest and personal attention to our needs, but we consistently find ourselves saving close to $1,000 each year on premiums! We recommend D. Ward Insurance Services to anyone we know who is shopping for insurance. They will take good care of you!"
"You can't find any better people to work with for your insurance needs. Have known Deb for many years, and she has supplied me with business insurance, homeowners, and personal auto insurance since we met. I have always been totally satisfied with the service and the coverage of D. Ward insurance Services and hope to continue to work with this agency for years to come."
"Excellent agency. I have my car insurance through D. Ward Insurance Services. Excellent customer service and quick response time. They have multiple companies to compare plans and prices, and their rates are very competitive. If you're unsure where to go for your insurance, this team can definitely help you out."
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Commercial Lines insurance professionals
Ask me about these types of insurance...
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteHotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.
Request a hotel insurance quoteBakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.
Request a bakery insurance quoteGym insurance covers costs if someone gets hurt and there's a lawsuit. Talk to an independent insurance agent.
Request a gym insurance quoteGet financial protection for your salon from an insurance agent who specializes in your business. Talk to an independent agent.
Request a salon insurance quoteWhy choose D. Ward Insurance Services
States we serve
- Alabama
- Georgia
- North Carolina
- South Carolina
- Tennessee
Our insurance coverages
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Property
- Umbrella / Excess
- Workers' Compensation
Industries we serve
- Accommodation and Food Services
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AmTrust Financial, American Strategic Insurance, Bristol West Insurance Company, CNA Surety, Chubb, Hagerty, Mercury Insurance Group, Next Insurance, Pie Insurance, Southern Trust Insurance, Strickland Insurance Group Inc., The Hartford, VindatiD. Ward Insurance Services Team
D. Ward Insurance Services Reviews
Customer Reviews
Ive been a policyholder for three years and couldnt have a better agency representing my business than D. Ward Insurance Services! These agents are very knowledgeable and always looking out for my best interests, and I'm looking forward to continuing to build our relationship in the future!
If you are looking for an agency with a team of knowledgeable and professional staff who take the time to find you what you need at the best possible coverage cost, D. Ward Insurance is where to go. We have been very happy with their service and cannot say enough good things! Huge thanks especially to Valerie -- she is an absolute all-star. Highly recommend!
I have been with D. Ward Insurance Services for about 15 years. She and her team are very professional and reliable. I have questioned some of the increases that come from time to time over the years, and she and her staff have always answered my questions and made adjustments where needed. When the carrier I had used for almost 10 years suddenly substantially raised their rate, Debbie shopped around and found another company that was as good and to save me several hundred dollars. Her staff always responds to my calls and emails and they are great to service my needs. Thanks to all of the team!
Debbie Ward was referred to us by a coworker, and I have to say that switching from my previous insurance company to D. Ward Insurance Services has been the best decision we have made! The team is are very helpful, knowledgeable, and always eager to answer any question that I might have. Thank you, D. Ward, for saving me and my family a lot of money!
I have been a customer with D. Ward Insurance since June 1992. Debbie delivers personal care that is unsurpassed. the office staff has been nothing but consistently professional , and claims are always promptly processed. I highly recommend D Ward Insurance Services!
We have entrusted our auto, homeowners, & umbrella coverage to Debbie Ward's agency for several years, having switched from a large, well-known company after being disappointed in their lack of consideration and customer service. Not only do we receive honest and personal attention to our needs, but we consistently find ourselves saving close to $1,000 each year on premiums! We recommend D. Ward Insurance Services to anyone we know who is shopping for insurance. They will take good care of you!
You can't find any better people to work with for your insurance needs. Have known Deb for many years, and she has supplied me with business insurance, homeowners, and personal auto insurance since we met. I have always been totally satisfied with the service and the coverage of D. Ward insurance Services and hope to continue to work with this agency for years to come.
Excellent agency. I have my car insurance through D. Ward Insurance Services. Excellent customer service and quick response time. They have multiple companies to compare plans and prices, and their rates are very competitive. If you're unsure where to go for your insurance, this team can definitely help you out.
