About us
Insurance Made Simple, Service Made Better!
With offices located in Martinsburg and Kingwood, Quad State Insurance Agency is an independent insurance agency proudly serving communities in and around West Virginia, including Morgantown, Fairmont, Cheat Lake, Charles Town, Inwood, Falling Waters, Hedgesville, Shepherdstown, Harpers Ferry, Berkeley Springs, Grafton, Westover and areas in between.
Ask us about our portfolio of insurance services. We can match you with carriers offering personal auto, commercial auto, homeowners, dwelling fire, farm and farm owners, business owners, commercial property, commercial liability, professional liability, directors and officers liability, business interruption, cyber liability, recreational vehicle, boat, umbrella, pet and other insurance coverages.
Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Why choose Quad State Insurance Agency
States we serve
- West Virginia
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Travel Trailer
- Umbrella
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
Aegis General, Aon Insurance, Assurant, CNA Surety, Celina Insurance Group, Dairyland Insurance Company, Farmers & Mechanics Mutual Insurance Company of West Virginia, Hagerty, Hull & Company, K&K Insurance Group, Markel Specialty, Municipal Mutual Insurance Company of WV, Philadelphia Insurance Companies, RPS, The Hartford, Wright FloodQuad State Insurance Agency Team
Quad State Insurance Agency Reviews
Customer Reviews
Brady and Quad State Insurance did an excellent job assisting me in obtaining quality insurance for my home and automobiles at a very good price! I highly recommend Brady if you are in the Market for better insurance coverage!
I have been working with Brady Hamilton of Quad State Insurance Agency for over a year for all of my home insurance needs in West Virginia. He is extremely good at his job and always goes the extra mile to ensure customer satisfaction. TOP NOTCH performer.
Absolutely recommend, I did some shopping around for options in the area Brady was recommended by my Mortgage Agent and after working with him it was no wonder as to why. Others I'd tried all kept pushing and trying to find upsells or things to sneak into quote. It was so much easier with Brady I just told him what I was looking for and he went and found the best rates for that. Nothing sneaky nothing pushed. He asks up front what you're looking for and checks if anything additional is desired. Up front and honest once he has a full grasp on what you want that's what he finds for you. Felt like he performed the job how he himself would like to be treated and it showed. I got both home and vehicle insurance with him, if I could do 5 stars for each I would.
Very helpful when I needed help with home insurance options! Brady was very responsive and was able to handle things in a timely manner!!
Brady did a great job getting insurance set up for me. I had a special situation with a river house in a flood zone. He was able to work with me to get the best price available to satisfy the mortgage lender without breaking the bank. Highly recommend.
Brady Hamilton is a great insurance agent to work with! Excellent communicator, very helpful and knowledgeable.
I cannot say enough good things about Brady at Quad State Insurance. The guy is just plain phenomenal. He went right to work on getting me a quote for both of my businesses, home, and auto. I was appalled by the amount of money he was going to be saving me per month. As a business owner, saving money where you can, is critical. Brady not only saved me money, but he went above the call of customer service. He not only listened to what I was interested in, but also explained to me the coverages in detail that would best benefit each insurance coverage I was looking for. Brady - Thank you for all of your help and dedication to me as a client.
Brady has been phenomenal to work with in setting up a policy for auto and renters' insurance. He is very knowledgeable and had my fianc and Is best interest in mind when helping us determine what coverages we personally needed. He responded to us fast and was very pleasant to speak with. I highly recommend him and his expertise!
Brady has been one of the most pleasant people I have ever worked with. All my insurance needs have been met in excellent timing and never without exceeding my expectations. Brady demonstrates outstanding care and exceptional attention to detail. Knowing what to expect before ever needing to call, gives me the best thing I could hope for when it matters most peace of mind :)
Brady has been exceptionally responsive throughout the process of transferring policies. He is welcoming and listens to the needs at hand. I have great confidence that moving my policy to Farmers and Merchant was the best choice for me.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.