About us
Dependable People. Solid Service.
The Hammerstone Insurance Group Mission
Our best effort will reflect a helpful attitude and a willingness to listen and offer individual solutions.
Our Value to You
- We vow to be your business partner in seeking personal and commercial lines insurance solutions that are competitively priced.
As an independent insurance agency, we work directly with established companies, enabling us to offer our clients quality products and services. - We welcome feedback from our clients that assist us in our ongoing assessment of how we do business.
- Our clients represent our livelihood, and we never take that for granted.
Committed to Our Relationships
Your business is our business. In order for us to earn and keep your trust means demonstrating our commitment to helping you and your business succeed. We are interested in more than selling you an insurance policy. We are motivated to provide solutions that help you and your employees prosper. In doing so, we seek to establish a long-lasting business relationship.
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Hammerstone Insurance Group specializes in business and commercial insurance, including contractor, trucking & moving company, apartment & condo, home healthcare, and restaurant insurance. We offer business owner's package, commercial auto, commercial property, commercial general liability, and workers' compensation insurance.
Comprehensive personal lines coverage is also available, including auto, homeowner's, renters, motorcycle, and boat & marine. Hammerstone Insurance is also your authority for individual and group health, dental, and vision insurance, and can advise on both Affordable Care Act and Medicare coverage.
Located in Sioux Falls, SD, we are proud to service clients across South Dakota, North Dakota, Iowa, Minnesota, Nebraska, Colorado, Wyoming, Texas, Kansas, Missouri, Washington, Idaho, North Carolina, and New Jersey.
Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose Hammerstone Insurance Group
States we serve
- California
- Colorado
- Florida
- Idaho
- Iowa
- Kansas
- Minnesota
- Missouri
- Nebraska
- New Jersey
- North Carolina
- North Dakota
- South Dakota
- Texas
- Washington
- Wyoming
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AIG Insurance Company, Allstate, AmTrust Financial, Anthem Insurance Company, Berkshire Hathaway GUARD Insurance Company, CNA, Mutual of Omaha, National General Insurance (GMAC), Prudential Financial, Prudential Insurance, Secura Insurance, The HartfordHammerstone Insurance Group Team
Hammerstone Insurance Group Reviews
Customer Reviews
Great service in Sioux Falls!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.