Agency website
About us
Buy insurance the smart way. Let us do the work for you. You'll be happy you did!
We have access to over 50 of the "Best in Class" insurance companies.
TopTier Insurance Agency LLC is a full-service independent insurance agency with over 30 years of insurance experience and proudly serving communities throughout Texas, including Houston, Dallas, San Antonio, Austin, Fort Worth, The Woodlands, Conroe, Arlington, Plano, Lubbock, Garland, McKinney, Irving, Killeen, Frisco, Harris County, Tarrant County, Bexar County, Fort Bend, and Collin County.
We have several niche industries with specialized policies for Restaurants, Nonprofits, Homeowners and Community Associations, Health and Wellness, Fitness Studios, Medical Offices and Contractors.
Ask us about our complete portfolio of insurance services. For commercial insurance we provide policies for General Liability, Business Owners, BOP, Commercial Property, Professional Liability, Errors & Omissions, Workers Compensation, Cyber, Commercial Auto, Directors & Officers Liability, Business Interruption, Crime, Commercial Umbrella Liability and Surety Bonds.
Personal insurance we offer Auto, Homeowners, Renters, Condo, Flood, RV, Landlord, Vacant Dwelling, Boat, Umbrella and Pet Insurance.
It can take a lot of time and effort to shop for insurance. Let us do the work for you and help you acquire the best insurance policy. Save time and money!
What our clients are saying
"Paul makes the process smooth, finds the best deals, and give you a through explanation of why you may want certain coverages. Highly recommend Paul and TopTier Insurance Agency."
"Funny that while searching, I choose two agencies below and dealt with inexperienced representative before clicking the top. The moment I emailed TopTier, I received a quick response and the rest of the process after went smoothly. Makes a big difference when dealing with an experience representative. Thank you Paul!"
"I spoke with Paul, who went above my expectations and found an insurance company with limits that were more than I expected."
"Got insurance for my business the same day. Agent Paul O'Toole gave me excellent insurance advice. I save some money too. Highly recommend this agency. "
"Terrific rates & very professional. I saved $2,345 on my business insurance ! Very happy customer "
"Great customer service and they really care."
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose TopTier Insurance Agency LLC
States we serve
- Texas
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AIG Insurance Company, Aegis General, Attune, Berkley Aspire, Bristol West Insurance Company, Builders & Tradesmen's Insurance (BTIS), CNA, Chubb, Clear Blue Insurance Group, Coterie Insurance, Elephant, FrankCrum, Global Indemnity, Great Lakes Cas Ins, Hippo Insurance, Hiscox Ins Co Inc., Mile Auto, National General Insurance (GMAC), Neptune Flood, Next Insurance, Philadelphia Insurance Companies, Pie Insurance, Scottsdale Insurance Company, Spinnaker Insurance, Texas FAIR Plan Association, US Assure, Wright FloodTopTier Insurance Agency LLC Team
TopTier Insurance Agency LLC Reviews
Customer Reviews
Paul makes the process smooth, finds the best deals, and give you a through explanation of why you may want certain coverages. Highly recommend Paul and TopTier Insurance Agency.
Funny that while searching, I choose two agencies below and dealt with inexperienced representative before clicking the top. The moment I emailed TopTier, I received a quick response and the rest of the process after went smoothly. Makes a big difference when dealing with an experience representative. Thank you Paul!
I spoke with Paul, who went above my expectations and found an insurance company with limits that were more than I expected.
Got insurance for my business the same day. Agent Paul O'Toole gave me excellent insurance advice. I save some money too. Highly recommend this agency.
Terrific rates & very professional. I saved $2,345 on my business insurance ! Very happy customer
Great customer service and they really care.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
