About us
Exceeding Expectations...Every Customer. Every Interaction. Every Time.
Your Trusted Financial Partner
Headquartered in West Des Moines, Iowa, Midwest Heritage has been proudly serving communities for over 90 years. With a deep-rooted connection to our community and a dedication to our customers and partners, we go above and beyond to exceed expectations. As a full-service financial institution, we offer innovative banking, investment, and insurance solutions-all backed by unmatched customer service. Let us help you balance it all.
Discover our comprehensive portfolio of insurance services, designed to protect what matters most to you. We specialize in a wide range of personal and commercial coverage options, including:
Personal Insurance: Auto, homeowners, high-value homeowners, boat, and personal umbrella coverage.
Commercial Insurance: Commercial auto, business owners' policies (BOP), surety bonds, general liability, professional liability, cyber insurance, business interruption, crime coverage, and commercial umbrella liability.
As industry leaders, we also excel in crafting specialized policies tailored to niche markets, such as:
Retail businesses
Restaurants
Real estate ventures
Office buildings
Lessor's risk properties
Construction projects
Consulting firms
Medical offices
Partner with us to safeguard your assets and gain peace of mind, knowing you have an authority on your side, ready to support your unique needs.
Personal Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteOur independent insurance agents will find you the right insurance for your farm that covers everything you need.
Request a farm insurance quoteWhy choose Midwest Heritage Insurance Services
States we serve
- Arizona
- Arkansas
- Colorado
- Illinois
- Indiana
- Iowa
- Kansas
- Minnesota
- Missouri
- Nebraska
- South Dakota
- Tennessee
- Wisconsin
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Business Owners Package (BOP)
- Business Vehicle
- General Liability
- Property
Life & Annuities coverage
- Annuities
- Life
Recommended insurance company partners
Other companies we work with:
Acuity, Allstate, Ameritas, Auto Owners Insurance, Auto-Owners Insurance Company, Berkshire Hathaway Homestate Companies, Branch Insurance, Chubb, Columbia Insurance Group, Coterie Insurance, Dairyland Insurance Company, Delta Dental, Donegal Mutual Insurance Company, EMC, Equitable Life Insurance, Guardian Life Insurance Company of America, Hagerty, IMT Insurance Company, Medical Mutual Liability Insurance Company, Mutual of Omaha, National General Insurance (GMAC), Nationwide, Principal Financial Group, Secura Insurance, State Auto, United HealthcareMidwest Heritage Insurance Services Team
Midwest Heritage Insurance Services Reviews
Customer Reviews
You have amazing agents. We filled out the form late one night a while back as new customers and were surprised one of your agents responded within minutes. He quickly had quotes that beat every other agency we looked at and made switching so easy. It was a breath of fresh air!
Wow- thanks again for all your work on my behalf. Tell your boss that you deserve a raise or better yet give me their number and I will tell them.
Just passing on some kudos for Michele. She recently worked with me to update my insurance policies. She called knowing that ours was coming due and wanted to shop around to make sure I was getting the best deal with the rates going up. She was able to tune up the policies and made it so Melinda and I were not seeing that huge increase but getting the same coverage. She's great to work with and I'm thankful to have her on my side as a customer. Hope you have a great weekend! Thanks,
Stephanie, You are awesome! Thanks so much for the quick and clear response to my questions! At my request, please forward this message to your supervisor. Getting great customer service means so much... and you've done a great job. Best regards,
Great place!
I like how nice they are towards people :)
I have been very satisfied with our service at Midwest Heritage Bank. We have personal and business accounts as well as personal and business insurance with them and they have always gone out of their way to help me get things set up, answer questions. I don't know how business owners can work with big banks and get things done. Any bank will have it's issues with electronic services but they always get any issue I have resolved quickly and professionally. They are simply the best bank for us to work with!
Rockstar service and always full of good information. I highly recommend!!!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.