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Smith Insurance
  • Business
  • Home
  • Auto
  • Life
This badge signifies we are a Trusted Choice agency. As a Trusted Choice agency, we understand your needs as a member of your local community. We use our broad market access to provide you with choices and are committed to offering you expertise, guidance, and tailored service for years to come.

Smith Insurance

Independent Insurance Agent in Pagosa Springs, CO

Pagosa Springs, CO
Founded in 2018

About us

Aim high for better rates and service

At Smith Insurance, we are dedicated to providing personalized insurance solutions tailored to meet the unique needs of our clients. As an Insurance broker, we have the freedom to shop multiple insurance carriers on your behalf, ensuring that you receive the best coverage at the most competitive rates.

Our team of experienced insurance professionals is committed to delivering exceptional customer service and building long-lasting relationships with our clients. We understand that navigating the insurance world can be overwhelming, which is why we are here to guide you every step of the way and answer any questions you may have.

Whether you are looking for auto, home, life, business, or specialty insurance coverage, Smith Insurance is here to help. We take the time to understand your specific needs and goals to recommend the right insurance solutions that protect what matters most to you.

With a combined 16 years of experience in the insurance industry, Smith Insurance has established a reputation for excellence and reliability. Whether you are looking to protect your home, auto, motorcycle, ATV, UTV, boat, business, or farm/ranch, our agency proudly services clients across Arizona, Colorado, New Mexico, Texas and Utah. we have the knowledge and resources to find the right coverage for you.

Discover the difference of working with an independent insurance agency that puts your needs first. Contact Smith Insurance today to experience the elevated level of service and expertise we provide to each and every client.

Servicing in Arizona, Colorado, New Mexico, Texas and Utah.

Personal Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Our independent insurance agents will find you the right insurance for your farm that covers everything you need.

Request a farm insurance quote

Why choose Smith Insurance

States we serve

  • Arizona
  • Colorado
  • New Mexico
  • Texas
  • Utah

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Home
  • Landlord
  • Mobile Home
  • Motorcycle
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Business Owners Package (BOP)
  • Business Vehicle
  • General Liability
  • Property

Life & Annuties coverage

  • Annuities
  • Life

Recommended insurance company partners

Other companies we work with:

Aegis General, Allstate, AmWINS Group, American Collectors Insurance, American Modern, Auto Owners Insurance, Berkshire Hathaway GUARD Insurance Company, Bristol West Insurance Company, Burns & Wilcox, CATcoverage, CNA, CRC Group, Chubb, Hagerty, Hiscox Ins Co Inc., Philadelphia Insurance Companies, The Hartford

Smith Insurance Team

Michael Smith - Owner
Michael Smith
Owner
(970) 799-1297 LinkedIn Profile
Designations
  • CIRMS
  • TRA
Kelseigh Smith - Owner
Kelseigh Smith
Owner
(970) 731-3945 LinkedIn Profile
Designations
  • CSR
  • TRA

Smith Insurance Reviews

Average based on 30 reviews Leave a review

Customer Reviews

September 30, 2024

Knowledgeable and helpful agents. They are always working hard to find the best coverages at the best prices.

September 11, 2024

Mike & Kelseigh are fantastic at what they do! As insurance brokers, they continue to find us the best coverage/rates for our ranch and rental houses. I 100% recommend them for your insurance needs

August 13, 2024

Excellent service. These folks work really hard to meet all your insurance needs. Fast. Friendly service. They always answer their phone or will return your call immediately. Very knowledgeable on insurance. I will always strongly refer this insurance company to others. Thank you, folks, for being here for us.

August 9, 2024

Awesome customer service! Able to cover all our needs at a great price! One stop shop for all your insurance needs!

August 9, 2024

Outstanding service, Kelseigh & Mike took time to be sure all my needs and concerns were met. She was able to match coverage I had a prior insurance company that I was with for 20 plus years, and at a huge cut in monthly cost!!!!!

August 9, 2024

Very professional and hands down best customer service! Exceeded my expectations for sure! Lifetime customer here!

August 9, 2024

Whenever I have any questions Kelseigh at elevated insurance always answers my questions. Its a very big relief! Shes so professional and so good natured! Im so happy shes in charge of my accounts. I would highly recommend her insurance company!

August 9, 2024

Our experience with Elevated Insurance was great. Communication was prompt and our home insurance was processed in plenty of time to close. Savings over our previous insurance company was substantial. Highly recommend.

August 9, 2024

Kelseigh with elevated insurance solutions helped me with find the correct insurance that fit my needs! Quick and efficient! Team was very professional with me and helped me with all my questions! I would highly recommend, any time!!

August 9, 2024

The team was so helpful and knowledgeable that I felt comfortable asking any questions I had. I highly recommend them and will continue to use them moving forward!

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Smith Insurance

Aim high for better rates and service

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