Agency website
About us
We Protect What's Yours
At KSP Insurance, we are an independent agency dedicated to our customers. We have built relationships with dozens of insurance companies, which allows us to get you the right price for the right service. Whether you have the ideal history that preferred companies desire, or a less-than-perfect history, we will find you the right coverage, with the best company.
Make changes to your policy directly from our website twenty-four hours a day, seven days a week. As an independent insurance agent, let us get the right coverages with the personal touch you would expect from your neighborhood insurance agent.
What our clients are saying
"Couldn't be happier with the service and outcome I received from Roxanne. Saved me a lot of money on auto and homeowners insurance "
"I contacted KSP about obtaining home and auto quotes and was assigned to Jake. He took the time to meet face to face and answered all and any questions I had. He is very professional and organized. He was able to save me a significant amount of money with better policies. "
"KSP saves me at least $1200 a year compared to State Farm. I am now insuring 2 vehicles (1 is a teen driver) with basic PLPD coverage for the cost of 1 vehicle. After 23 years with State Farm, I made the switch!"
"I have been with KSP Insurance for over 10 years. I can tell you first hand that the sales and customers service staff has always been attentive to my insurance needs. My insurance is reviewed when asked..assuring me the best coverage and pricing. I have and will continue to refer my friends and family to KSP"
"Thank God for Kaplin Insurance company coming to the resucue for my customer. That's where we will send everyone for now on."
"KSP is the absolute best. I previously had Progressive and paid double with LESS coverage. Insane. I tell all my friends about KSP. I will never use anyone else."
"We have been with Marj for almost 20 years and she has always looked our for us and taken care of our family. We appreciate her so much!!!"
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose Karn Sitkins Payette Insurance
States we serve
- Michigan
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Annuities
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
Accident Fund, Auto-Owners Insurance Company, Frankenmuth Mutual Insurance Company, Grange Insurance, Hastings Mutual, Hiscox Ins Co Inc., Michigan Insurance Company, Philadelphia Insurance Companies, Pioneer State Mutual, The Hanover Insurance Group, The Hartford, VindatiKarn Sitkins Payette Insurance Team
Karn Sitkins Payette Insurance Reviews
Customer Reviews
Couldn't be happier with the service and outcome I received from Roxanne. Saved me a lot of money on auto and homeowners insurance
I contacted KSP about obtaining home and auto quotes and was assigned to Jake. He took the time to meet face to face and answered all and any questions I had. He is very professional and organized. He was able to save me a significant amount of money with better policies.
KSP saves me at least $1200 a year compared to State Farm. I am now insuring 2 vehicles (1 is a teen driver) with basic PLPD coverage for the cost of 1 vehicle. After 23 years with State Farm, I made the switch!
I have been with KSP Insurance for over 10 years. I can tell you first hand that the sales and customers service staff has always been attentive to my insurance needs. My insurance is reviewed when asked..assuring me the best coverage and pricing. I have and will continue to refer my friends and family to KSP
Thank God for Kaplin Insurance company coming to the resucue for my customer. That's where we will send everyone for now on.
KSP is the absolute best. I previously had Progressive and paid double with LESS coverage. Insane. I tell all my friends about KSP. I will never use anyone else.
We have been with Marj for almost 20 years and she has always looked our for us and taken care of our family. We appreciate her so much!!!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
