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Garwood, Buda, Knight and Associates, Inc
  • Business
  • Home
  • Auto
  • Life
This badge signifies we are a Trusted Choice agency. As a Trusted Choice agency, we understand your needs as a member of your local community. We use our broad market access to provide you with choices and are committed to offering you expertise, guidance, and tailored service for years to come.

Garwood, Buda, Knight and Associates, Inc

Independent Insurance Agent in Livonia, MI

About us

Your Advocate in Insurance, Your Partner in Protection

GBK Insurance is an Independent Insurance Agency serving Southeast Michigan since 1968. GBK's experience and knowledge in the insurance industry have saved our customers thousands of dollars in insurance premiums. As a local independent agency, we have the ability to rate quotes with multiple carriers, providing you the coverage you desire for a competitive price.

For Personal Lines Customers, we offer insurance for your Home, Auto, Classic Autos, Motorcycle, RV, Boat, Personal Watercraft, Snowmobile, Pets, Landlord, Umbrella, and Life. By working with Auto-Owners, Citizens/Hanover, Safeco, Grange and Progressive, we can find the right policy for the right price.

For Business Insurance, we offer Property, Liability, Cyber Liability, Commercial Auto, Business Owners Policy (BOP), Inland Marine, Workers' Compensation, Umbrella, Contractor Bonds and more. GBK specializes in:

  • ​Commercial Roofers
  • Educational Institutions
  • Tool & Die Manufacturing
  • Heating & Cooling
  • Electrical
  • Landscapers
  • Restaurants
  • Craft Breweries
  • Dog Daycare/Pet Related Services.
  • Homeowner's Associations

Let the experienced, motivated staff of GBK Insurance assist you in meeting your personal and/or business insurance needs.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose Garwood, Buda, Knight and Associates, Inc

Trusted Choice independent insurance agency video

States we serve

  • Michigan

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Farm
  • Flood
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Valuable Items

Business insurance coverage

  • Accident & Health
  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuities coverage

  • Annuities
  • Life

Industries we serve

  • Accommodation and Food Services
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Other companies we work with:

Accident Fund, American Modern, Auto Owners Insurance, Auto-Owners Insurance Company, CNA, Citizens, Grange Insurance, Great American Insurance Company, Hagerty, Hastings Mutual, Hiscox Ins Co Inc., Michigan Millers Mutual Insurance Company, Pie Insurance, Rainbow, The Hanover Insurance Group, The Hartford, Vindati

Garwood, Buda, Knight and Associates, Inc Team

Kayo Clifford - Principal
Kayo Clifford
Principal
Lisa Knight - Principal
Lisa Knight
Principal
Pam Sparrow - Principal
Pam Sparrow
Principal
Kelly Calmeyn - Agent
Kelly Calmeyn
Agent
Christina Nietubicz - Agent
Christina Nietubicz
Agent
Lois Randall - Customer Service Representative
Lois Randall
Customer Service Representative
Elizabeth Blackmer - Account Manager
Elizabeth Blackmer
Account Manager
Nicolette Shields - Agent
Nicolette Shields
Agent
Caroline Alexander - Account Manager
Caroline Alexander
Account Manager

Garwood, Buda, Knight and Associates, Inc Reviews

Average based on 38 reviews Leave a review

Customer Reviews

April 3, 2025

Overall, I am very pleased with the service I have been receiving, especially in terms of the promptness of responses, the helpfulness of the customer service representatives, and the ease of the claims process.

April 3, 2025

Lisa and the staff are always friendly and happy to answer questions and explain options when Im undecided on how to proceed with my insurance decisions.

April 3, 2025

Ive always been well taken care of regardless of the issue.

April 3, 2025

GREAT SERVICE AND HAVING BEAUTIFUL PEOPLE HAVING PATIENCE WITH ME ESPECIALLY WHEN MY STERLING EQUINOX WAS SERVICE UPON. Response time was excellent!!!

April 3, 2025

Everyone is very knowledgeable, friendly, and will return your calls in a timely manner.

April 3, 2025

Your employees are always so helpful, kind & knowledgeable. If the dont know the answer they find it out!

April 3, 2025

Prompt responses to my questions and other insurance related needs. Knowledgeable. Friendly. I've been with Lisa Knight for more than 30 years and I've had nothing but positive experiences with her. Her associates have also been similarly helpful when I've dealt with them. I should also mention that Auto Owners is a great insurance company. They have never given me any trouble with claims. My only concern is the rapid increases in cost of insurance but that really isn't specific to Auto Owners.

April 3, 2025

Kelly Calmeyn has been my agent for years and I fully trust her on getting me the best coverage for the money. She answers any questions I have quickly and thoroughly. She made switching insurance companies a breeze.

March 21, 2025

I was very happy with service that I received. My agent so knowledgeable and answered all my questions. I think if you are looking for new insurance this should be where you start.

March 21, 2025

This agency never fails to find answers to any insurance questions I may have in a very prompt and professional manner, and always courteous and polite while also searching and providing great rates, thanks to all at G B K

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

Garwood, Buda, Knight and Associates, Inc

Your Advocate in Insurance, Your Partner in Protection

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