About us
The Insurance Agency of Choice
C.T. Lowndes & Company Insurance Agency is South Carolina's oldest independent insurance brokerage. We have been serving the Lowcountry of S.C. since 1850. Our original office was located in downtown historic Charleston, and moved to its current location in 1981. The Charleston office serves downtown Charleston and the West Ashley area including the rapidly growing areas along Hwy 61, Hwy 17.
Our agents specialize in quotes and policies for homes, beach homes, and condominiums, even ones on the front beach. We are known for our expertise in handling entire accounts, quoting personal automobile, flood insurance, watercraft, and other recreation type vehicles. Some of our agents specialize in commercial insurance, and quotes and issue policies for business insurance, general liability insurance, commercial package insurance, and workers compensation insurance for small and large businesses. We also offer worksite group benefits insurance, and group health insurance.
Personal Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteOur independent insurance agents will find you the right insurance for your farm that covers everything you need.
Request a farm insurance quoteWhy choose C T Lowndes & Company
States we serve
- South Carolina
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Business Owners Package (BOP)
- Business Vehicle
- Property
Life & Annuties coverage
- Annuities
- Life
Recommended insurance company partners
Other companies we work with:
Accident Fund, Auto-Owners Insurance Company, Burns & Wilcox, CNA, Centauri Insurance, Chubb, Frontline Insurance, Grange Insurance, Hagerty, Harford Mutual, Haulers Insurance Company, Hiscox Ins Co Inc., Homeowners of America, Interboro Insurance Company, Johnson & Johnson Insurance, PURE, RPS, SageSure Insurance, The Hanover Insurance Group, Universal North American, VindatiC T Lowndes & Company Team
- AAI
C T Lowndes & Company Reviews
Customer Reviews
Chris Lantz did an excellent job with our insurances in a not 'standard' situation. Recommend her and C.T. Lowndes & Company.
Chris Lantz of your Charleston office is an absolute gem! She provided us with better coverage on our home and auto insurances while also saving us money. Chris is very informed, prompt with her responses, and she truly is a joy to work with and a pleasure to be around! I highly recommend Chris Lantz and C.T. Lowndes & Company.
Bonnie Robinson was amazing! She was so responsive and answered our (very many) questions. The rates she gave us were far better than other companies and she was able to work directly with our mortgage lender to make sure our closing happened without any issues. We will definitely be using her for all of our insurance needs. :)
Our agent is Bonnie Robinson. She is very responsive, kind, and performs each requested task accurately and expeditiously. CT Lowndes and Bonnie Robinson are true examples of exemplary local professional services. If you need insurance or simply have a question, I recommend CT Lowndes.
I go to Paula Stubblefield whenever I have questions about commercial insurance. She has been a huge help answering my insurance questions. I would recommend her to anyone!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.