Agency website
About us
Value That Matters
What our clients are saying
"Tom has been our trusted business insurance broker for years, and his expertise is unmatched. He consistently provides tailored solutions, prompt service, and peace of mind, ensuring our coverage meets all our needs. "
"Horst has been our trusted provider for 12+ years now. This agency is always attentive to any questions and always has the customers best interest at hand "
"I absolutely love working with Tracy from Horst Insurance! She is relentless in finding the best deals and wont stop until she succeeds. Her personality is fantastic, making every interaction a pleasure. I cant imagine going to anyone else for my insurance needs!"
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Commercial Lines insurance professionals
Ask me about these types of insurance...
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteHotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.
Request a hotel insurance quoteBakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.
Request a bakery insurance quoteOur independent insurance agents can help you find the right coverage for your daycare at the right price.
Request a daycare insurance quoteWhy choose Horst Insurance
States we serve
- Alabama
- Arizona
- California
- Colorado
- Connecticut
- DC
- Delaware
- Florida
- Georgia
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nevada
- New Hampshire
- New Jersey
- New York
- North Carolina
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- South Carolina
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Our insurance coverages
Personal insurance coverage
- Automobile
- Condo
- Home
- Renters
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Annuities
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
Acuity, Burns & Wilcox, Chubb, Cincinnati Insurance Company, Donegal Mutual Insurance Company, Encompass, Firemans Fund Ins, Philadelphia Insurance Companies, RPS, The Hartford, VindatiHorst Insurance Reviews
Customer Reviews
Tom has been our trusted business insurance broker for years, and his expertise is unmatched. He consistently provides tailored solutions, prompt service, and peace of mind, ensuring our coverage meets all our needs.
Horst has been our trusted provider for 12+ years now. This agency is always attentive to any questions and always has the customers best interest at hand
I absolutely love working with Tracy from Horst Insurance! She is relentless in finding the best deals and wont stop until she succeeds. Her personality is fantastic, making every interaction a pleasure. I cant imagine going to anyone else for my insurance needs!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
