Agency website
About us
Providing the Calm after the Storm since 1928.
At William A. Smith & Son Inc., we are a third-generation family owned, independent insurance agency serving individuals, institutions, and businesses throughout NY State as well as many other states. We are proud to be a Trusted Choice Agency and represent a large number of top-tier insurance companies to better offer you options for your coverage. Our aim is to be easy to deal with, offer you choices and give you advice. We have physical sales and service office locations in Newburgh NY, Poughkeepsie NY, Montgomery NY, East Fishkill NY, and Millbrook NY. We work with our clients and prospective clients to find the right auto, home, umbrella, landlord, renters as well as other personal insurance products. Our offices have specialties in both High-Net-Worth family insurance and main street family insurance. From a business insurance perspective, we can help with Workers' Compensation, General Liability, Auto, Umbrella, Property, Equipment, Cyber Insurance, Directors and Officers Insurance as well as many other types, to meet their needs. We have Business Insurance specialties that include Non-Profits, Breweries, Distilleries, Farms, Churches, Law Firms and Contractors. We have worked with all types of businesses throughout NY and with locations in other States as well.
We are licensed in most states.
Reach out to us today to learn how we can be of help! Any of our offices can be reached by calling (845) 561-1706
What our clients are saying
"I can't say enough about the service I've received from Karen Kopiecki and William A Smith and Son. It is rare to find a company that selflessly looks out for their clients-- putting the client's need over that of the business. This is exactly what I've found at William A Smith and from Karen. I highly recommend them to anyone looking for insurance!"
"Always a great experince doing business with this company! Karla is by far the most accommodating agent I have ever worked with!! Thank You!!"
"I highly recommend William A. Smith & Son. Judy has been incredibly helpful and responsive and I've been very pleased with the insurance products she has recommended."
"Always a great experince doing business with this company! Karla is by far the most accommodating agent I have ever worked with!! Thank You!!"
"this firm is excellent. needed a quote and within 2-3 days had the quote. on another matter had an accident and they were with us every strep of the way handling the claim and giving us updates. could not ask for better people to have as insurance agents as they really care about you!!"
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose William A. Smith & Son Inc.
States we serve
- Alabama
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- DC
- Delaware
- Florida
- Georgia
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
ABA Insurance Services, AmTrust Financial, Applied Underwriters, Chubb, Cincinnati Insurance Company, Encompass, Great American Insurance Company, GuideOne Insurance, Massachusetts Mutual Life Insurance Company, National General Insurance (GMAC), New York Mutual Underwriters, PURE, Philadelphia Insurance Companies, Preferred Mutual, Principal Financial Group, QBE Insurance Corporation, The Hartford, Utica National InsuranceWilliam A. Smith & Son Inc. Team
- ARM
- CIC
- CPCU
- CIC
- CPCU
William A. Smith & Son Inc. Reviews
Customer Reviews
I can't say enough about the service I've received from Karen Kopiecki and William A Smith and Son. It is rare to find a company that selflessly looks out for their clients-- putting the client's need over that of the business. This is exactly what I've found at William A Smith and from Karen. I highly recommend them to anyone looking for insurance!
Always a great experince doing business with this company! Karla is by far the most accommodating agent I have ever worked with!! Thank You!!
I highly recommend William A. Smith & Son. Judy has been incredibly helpful and responsive and I've been very pleased with the insurance products she has recommended.
Always a great experince doing business with this company! Karla is by far the most accommodating agent I have ever worked with!! Thank You!!
this firm is excellent. needed a quote and within 2-3 days had the quote. on another matter had an accident and they were with us every strep of the way handling the claim and giving us updates. could not ask for better people to have as insurance agents as they really care about you!!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
