About us
We don't work for any insurance company, we work for you!
Ahart, Frinzi & Smith has grown out of two family businesses begun in the early 1950s. Although much has changed and grown since then, we have never lost sight of the principles of service of our family business. We are proud to currently serve the insurance needs of thousands of individuals, families, and businesses. We are able to provide the typical home, auto, life, and investment products for individuals, as well as the broad spectrum of insurance products needed for the largest corporate businesses. Our business clients include everyone from the small, local contractor to the multi-state manufacturer. Ahart, Frinzi & Smith is a Trusted Choice Agency, meaning that we can offer you a choice of insurance companies and customize a plan to meet your unique needs. Most importantly, our agents work for you, not the insurance companies. We have locations in the rustic Harmony Township area of Phillipsburg, NJ, as well as in Alexandria, VA. Our fine staff of insurance professionals provide that special "one on one" service that is so seldom found today - give us call today and let us show you what an asset we can be to you in your search for insurance!
Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose Ahart Frinzi & Smith Agency
States we serve
- Alabama
- California
- Connecticut
- DC
- Delaware
- Florida
- Illinois
- Indiana
- Kansas
- Maryland
- Michigan
- Minnesota
- Montana
- New Hampshire
- New Jersey
- New York
- North Carolina
- Pennsylvania
- South Carolina
- Tennessee
- Texas
- Virginia
- West Virginia
- Wisconsin
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
Chubb, Farmers Insurance Company, Hiscox Ins Co Inc., Oxford Life Insurance Company, Philadelphia Insurance Companies, RPS, The Hanover Insurance Group, The Hartford, US Assure, VindatiAhart Frinzi & Smith Agency Team
Ahart Frinzi & Smith Agency Reviews
Customer Reviews
Mark and Jill are true professionals in every respect. From coverages, to claims, to options, to counsel, they are the epitome of Trusted Choice advisors. They rock!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.