About us
It's all about protecting you!
Encharter Insurance is a commercial and personal lines insurance agency serving the New England states (Massachusetts, Connecticut, New Hampshire, Vermont, Rhode Island, Maine). Our team of experienced professionals prides itself in its ability to offer clients superior service, representing over fifty insurance companies to reliability provide comprehensive insurance coverage at a competitive price for your home, auto, and business needs.
Located in Amherst, Massachusetts, we offer local clients motor vehicle registry services. Throughout New England, we offer all clients the Encharter InsureLink Portal, which provides 24/7 access to all of your insurance information, texting, and web chat to communicate with you the way you want.
Whether you are a homeowner, a contractor, landlord, real estate agency, manufacturer, or anything in between, we would love to help you create the perfect insurance program for your specific needs and budget. So contact us for a free, no-obligation quote!
Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose Encharter Insurance LLC
States we serve
- Connecticut
- Maine
- Massachusetts
- New Hampshire
- Rhode Island
- Vermont
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
A.I.M. Mutual, AmTrust Financial, AmWINS Group, American Modern, Applied Underwriters, Berkshire Hathaway Insurance Company, CNA, CNA Surety, Century Insurance Group, Chubb, Concord Group Insurance, Farmers Insurance Company, Great American Insurance Company, Hiscox Ins Co Inc., Lexington Insurance Co, Lloyd's, Markel Specialty, Mass Property Insurance (MPIUA), Middle Oak, Narragansett Bay, PURE, Philadelphia Insurance Companies, Preferred Mutual, QBE Insurance Corporation, Quincy Mutual Group, Ryan Turner Specialty, Star Casualty Insurance Company, The Hanover Insurance Group, The Hartford, Union Mutual, Utica First Insurance Company, Utica National InsuranceEncharter Insurance LLC Team
Encharter Insurance LLC Reviews
Customer Reviews
I have always gone to Encharter for all my auto and home insurance needs and have consistently received excellent service from them. I have always felt the agents were knowledgeable and working collaboratively with me to make sure I received proper coverage. Finding an insurance agency you feel confident with is very important. Encharter inspires such confidence.
They have made all our insurance needs easy and convenient
Excellent premiums and great customer service. I would recommend to anyone looking for a new insurance company.
My entertainment company has been with Encharter for a number of years now and renewing my insurance is always quick and easy! I also get COIs very quickly which is very helpful especially when performance venues request them from me at the last minute.
Great rates and always right on top of things! A quick response to claims filing and good communications throughout the process! I recommend to friends and family.
Fast response to inquiries. Quick turnaround when replacing a vehicle or other similar changes. Friendly knowledgeable staff. Been with the team for my home, motorcycle and auto coverage for quite a number of years and have been very happy with Encharter. Highly recommended agency.
We love Encharter! They were our insurance providers for our home and car for over a decade. Everyone is caring, professional, and responsive. Amber is a real gem! We recommend Encharter most enthusiastically.
Upon a referral from a neighbor, I recently changed my insurance carrier and agent to switch to Encharter Insurance. Agent. Amber Lee Bey was personable, knowledgeable & professional. The biggest plus was the several hundred dollars in savings I received which included extra coverage amounts. I highly recommend for anyone to consider Encharter Insurance Agency for all their insurance needs.
From experience, Enchanter is always ready to help whenever I reach out. They are courteous and prompt and I am so happy to be one of their customers. Absolute best in my opinion
Every time we have had questions regarding our policy, help was only a minute away. Calls, or emails have always been returned/responded to promptly. Always in a professional and courteous manner.