Agency website
About us
"Navigating Commercial Insurance with Expertise and Precision"
Welcome to Sound Risk Management Corp., your trusted partner in commercial insurance. Based in Miller Place, New York, on the beautiful North Shore of Long Island, our agency is licensed to serve clients along the East Coast and across the U.S.
At Sound Risk Management, we specialize in protecting business owners like you. Whether you're a contractor, landlord, restaurateur, shop owner, or professional, we understand the unique risks you face and are committed to providing tailored insurance solutions that meet your specific needs. In addition to commercial coverage, we also offer personal lines insurance, including homeowners, renters, personal auto, and umbrella policies.
President, Rick Caputo, is deeply rooted in the local Long Island community. Hofstra University graduate, Rick's journey has been diverse and accomplished. Drafted by the Washington Nationals in 2006, Rick brought the same dedication to his career as a professional baseball player as he now brings to the insurance industry.
What our clients are saying
"Amazing insurance firm. Was able to come thru when no one else did. A+++"
"Very professional and prompt with their responses."
"Proud to say these guys do a great job. Highly recommended"
"For the past 6 years, Rick and his team have provided our small business excellent guidance and honest brokering through the complex systems of insurance. They work hard to make the process simple."
"Rick has been my insurance agent for many years for my locksmith business. His knowledge on insurance for small businesses is the best around. I recommend him for any type of insurance needs. "
"Rick has real world experience in the insurance industry, small business, and as a real estate investor. His background has provided him a unique perspective to see all sides. He's my go to for advice on any of those 3. He will give you his opinion and help you if he can. Count on what he says to be accurate and the truth."
"Whether its been writing a Travel Insurance policy for a clients $20,000 luxury vacation, or helping a new Agent put in place an Errors and Omissions Insurance. Rick has always been there for me, my agents, and my business! "
"Amazing team there. Super helpful and responsive to all my needs. Not only did they find me a better price, but also provide more coverage. In this crazy Insurnace world, they were able to provide me great clarify"
"Gio was an absolute pleasure to work with. I recently needed insurance for a new business endeavor, and Gio was able to answer all of my questions as well as set me up with the perfect policy for what I need. The process was smooth and Im very happy with my coverage."
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Commercial Lines insurance professionals
Ask me about these types of insurance...
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteHotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.
Request a hotel insurance quoteBakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.
Request a bakery insurance quoteOur independent insurance agents can help you find the right coverage for your daycare at the right price.
Request a daycare insurance quoteWhy choose Sound Risk Management Corp
States we serve
- Connecticut
- Florida
- Maine
- Massachusetts
- New Hampshire
- New Jersey
- New York
- North Carolina
- Ohio
- Pennsylvania
- Vermont
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Arts, Entertainment, and Recreation
- Construction
- Finance and Insurance
- Health Care and Social Assistance
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
Recommended insurance company partners
Other companies we work with:
Berkshire Hathaway GUARD Insurance Company, CNA, Chubb, Lancer Insurance Company, Lloyd's, Markel Specialty, Merchants Insurance Group, National Indemnity Company (NICO), Nationwide, Neptune Flood, Philadelphia Insurance Companies, ShelterPoint, StarStone Insurance, The Hartford, United States Liab, Utica First Insurance Company, Utica National Insurance, Western World InsuranceSound Risk Management Corp Team
Sound Risk Management Corp Reviews
Customer Reviews
Amazing insurance firm. Was able to come thru when no one else did. A+++
Very professional and prompt with their responses.
Proud to say these guys do a great job. Highly recommended
For the past 6 years, Rick and his team have provided our small business excellent guidance and honest brokering through the complex systems of insurance. They work hard to make the process simple.
Rick has been my insurance agent for many years for my locksmith business. His knowledge on insurance for small businesses is the best around. I recommend him for any type of insurance needs.
Rick has real world experience in the insurance industry, small business, and as a real estate investor. His background has provided him a unique perspective to see all sides. He's my go to for advice on any of those 3. He will give you his opinion and help you if he can. Count on what he says to be accurate and the truth.
Whether its been writing a Travel Insurance policy for a clients $20,000 luxury vacation, or helping a new Agent put in place an Errors and Omissions Insurance. Rick has always been there for me, my agents, and my business!
Amazing team there. Super helpful and responsive to all my needs. Not only did they find me a better price, but also provide more coverage. In this crazy Insurnace world, they were able to provide me great clarify
Gio was an absolute pleasure to work with. I recently needed insurance for a new business endeavor, and Gio was able to answer all of my questions as well as set me up with the perfect policy for what I need. The process was smooth and Im very happy with my coverage.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
