Agency website
About us
Where we know how to help you choose great insurance!
Welcome to Dcruz Agency, LLC, your trusted independent insurance agency serving clients across New Jersey and Pennsylvania with offices in Hightstown NJ, East Brunswick NJ, and Morrisville PA. Since our inception, we have dedicated ourselves to providing expert advice and quality service to our clients.
At Dcruz Agency, we represent more than 20 leading local and national insurance carriers, allowing us to offer highly tailored solutions that meet your unique coverage needs at competitive rates. Our diverse range of services includes auto insurance, home insurance, life insurance, business insurance, and more.
Our team is composed of highly experienced and knowledgeable professionals, including agents, producers, and a dedicated service team, all committed to ensuring you receive the best possible insurance coverage. We pride ourselves on our core values of integrity, excellence, communication, and community involvement, as we strive to build long-term relationships with our clients.
Whether you are looking for personal insurance solutions or commercial coverage, we are here to assist you every step of the way. Our mission is to provide you with the highest level of service and support, ensuring that you are well-informed about your options.
Experience the Dcruz difference-where your insurance needs come first!
What our clients are saying
"To the point, got my insurance on the spot with the no hassle and great customer service. They gave me options and landed me the best one. "
"If you are new owner operator and want the best Insurance Rate and customer service make sure you speak with Esvin Monrroy. "
"I had an outstanding experience with Ray, who went above and beyond to help me secure homeowners' insurance on a tight deadline. His dedication, professionalism, and commitment to customer service truly stood out. I'm deeply grateful for his assistance and would highly recommend him to anyone in need of insurance services!"
"Simply fantastic client experience! I saved almost 40% on my auto insurance plus could clarify a lot of things on auto insurance, which I had doubt on and even misunderstood them. Esvin (the insurance agent) has been absolutely fantastic, in explaining (sometimes multiple times) concepts such as liability vs comprehensive vs collision, how various charges like rental car pileup in a multi car situation etc. I should have called them a couple of years back, when Geico jacked up my insurance like crazy and I thought, thats the only way. Loved the whole experience and the fact that I am saving a big chunk of money for the same coverage."
"Cindy is my agent she was very polite laid-back and knowledgeable of my insurance needs she got me the quote I was looking for it was an effortless experience for me I have a new policy thanks to Cindy. I strongly recommend Dcruz Agency!! That's Cindy De Leon.."
"Working with this agency has been a pleasure. They are very good at getting back to you with solutions .my agent Esvin is great to work with. Thank you for all you do to make our business run smooth"
"I had the pleasure of working with Raymer from the Dcruz Agency for our insurance needs, including auto, home, and umbrella coverage, and I couldnt be more impressed with his service. From the very beginning, Raymer was professional, thorough, and genuinely interested in making sure we had the right coverage for our needs at the best possible rates. He took the time to explain all our options, answered all our questions, and made the entire process seamless and stress-free. Raymer's expertise and attention to detail gave us confidence that we were making the right choices, and I truly appreciate how he went above and beyond to find the best policies for us. Highly recommend Raymer and the Dcruz Agency for anyone looking for reliable, personalized insurance assistance. Thank you, Raymer, for your outstanding service!"
"Ray is simply phenomenal!!! He helped us out in the best way possible. It was a smooth experience working with Ray and I would highly recommend him to everyone looking for insurance. Very professional and immensely knowledgeable."
"Ray is quick, thorough, and efficient, in sourcing quality auto insurance. I called Dcruz in desperation after my coverage had lapsed and he swiftly picked out a policy that would best suit me. -Thanks!"
"Excellent and fast service. I highly recommend Dcruz agency. Sindy got me a great rate for my home insurance."
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose Dcruz Agency
States we serve
- New Jersey
- Pennsylvania
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Flood
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AAA, Allstate, Berkshire Hathaway GUARD Insurance Company, Bristol West Insurance Company, Builders & Tradesmen's Insurance (BTIS), CRC Group, Farmers Insurance Company, GEICO, Hagerty, Hiscox Ins Co Inc., National General Insurance (GMAC), Next Insurance, Pie Insurance, Propeller Bonds, Wright FloodDcruz Agency Team
Dcruz Agency Reviews
Customer Reviews
To the point, got my insurance on the spot with the no hassle and great customer service. They gave me options and landed me the best one.
If you are new owner operator and want the best Insurance Rate and customer service make sure you speak with Esvin Monrroy.
I had an outstanding experience with Ray, who went above and beyond to help me secure homeowners' insurance on a tight deadline. His dedication, professionalism, and commitment to customer service truly stood out. I'm deeply grateful for his assistance and would highly recommend him to anyone in need of insurance services!
Simply fantastic client experience! I saved almost 40% on my auto insurance plus could clarify a lot of things on auto insurance, which I had doubt on and even misunderstood them. Esvin (the insurance agent) has been absolutely fantastic, in explaining (sometimes multiple times) concepts such as liability vs comprehensive vs collision, how various charges like rental car pileup in a multi car situation etc. I should have called them a couple of years back, when Geico jacked up my insurance like crazy and I thought, thats the only way. Loved the whole experience and the fact that I am saving a big chunk of money for the same coverage.
Cindy is my agent she was very polite laid-back and knowledgeable of my insurance needs she got me the quote I was looking for it was an effortless experience for me I have a new policy thanks to Cindy. I strongly recommend Dcruz Agency!! That's Cindy De Leon..
Working with this agency has been a pleasure. They are very good at getting back to you with solutions .my agent Esvin is great to work with. Thank you for all you do to make our business run smooth
I had the pleasure of working with Raymer from the Dcruz Agency for our insurance needs, including auto, home, and umbrella coverage, and I couldnt be more impressed with his service. From the very beginning, Raymer was professional, thorough, and genuinely interested in making sure we had the right coverage for our needs at the best possible rates. He took the time to explain all our options, answered all our questions, and made the entire process seamless and stress-free. Raymer's expertise and attention to detail gave us confidence that we were making the right choices, and I truly appreciate how he went above and beyond to find the best policies for us. Highly recommend Raymer and the Dcruz Agency for anyone looking for reliable, personalized insurance assistance. Thank you, Raymer, for your outstanding service!
Ray is simply phenomenal!!! He helped us out in the best way possible. It was a smooth experience working with Ray and I would highly recommend him to everyone looking for insurance. Very professional and immensely knowledgeable.
Ray is quick, thorough, and efficient, in sourcing quality auto insurance. I called Dcruz in desperation after my coverage had lapsed and he swiftly picked out a policy that would best suit me. -Thanks!
Excellent and fast service. I highly recommend Dcruz agency. Sindy got me a great rate for my home insurance.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
