About us
Since 2000, AA Lares Insurance Services, Inc. has been committed to protecting individuals, families, and businesses with comprehensive insurance solutions tailored to their unique needs. As a family‑owned, independent insurance agency based in Orange and Anaheim, California, we pride ourselves on providing trusted guidance, exceptional service, and access to a wide range of insurance carriers, giving you more choices, greater value, and stronger protection.
Our team takes a collaborative, client‑focused approach to help you navigate the complex world of insurance with confidence. Whether you're searching for affordable personal insurance, reliable commercial insurance, or long‑term life insurance coverage, we work closely with you to design a policy that fits your goals, lifestyle, and budget.
With decades of industry experience, partnerships with top‑rated insurance companies, and a commitment to transparency and education, we make it easy to understand your options and secure the coverage that matters most. From home and auto to business, trucking, living benefits, and more, we're here to protect what you've built and the people you love.
At AA Lares Insurance Services, we believe insurance should be simple, accessible, and personalized. We're honored to serve communities across California, Nevada, Arizona, Oregon, Washington, and Texas, and we look forward to protecting you for years to come.

Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose AA Lares Insurance Services, Inc.
States we serve
- California
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AmTrust Financial, Appalachian Underwriters, Arrowhead General Insurance, Bristol West Insurance Company, Chubb, Employers Compensation Insurance Company, Endurance Insurance, First American P&C Insurance Company, First Connect Insurance, GeoVera, Hagerty, Hull & Company, Infinity Insurance Company, Mercury Insurance Group, MexiPass, National General Insurance (GMAC), Neptune Flood, Pacific Life, Pacific Specialty, Palomar Specialty Insurance, Penn Mutual, Transamerica, United States Liab, Wright FloodAA Lares Insurance Services, Inc. Team
AA Lares Insurance Services, Inc. Reviews
Customer Reviews
My home insurance company informed me that they were going out of business and would no longer be able to insure my property. I was in a panic, as they had been insuring my property since I first purchased it. I reached out to AA Lares Insurance Services for their help to insure my home. I spoke to several insurance agents including Ms. Denysse Garcia. I expressed to Ms. Garcia my concern of not having insurance on my property. Ms. Garcia took all my information and comforted me saying that she would find an insurance company who would insure my home for a very reasonable price. A few days later, she provided several proposal policies for me to review. She was very knowledgeable and answered all my questions. Ultimately she helped me to choose an insurance company that was suitable for my needs. I would strongly recommend AA Lares Insurance Services Inc. for any insurance services.
We have just relocated to California as a family and if it had not been for Vanessa and AA Lares Insurance team we would still be struggling to get an insurance policy. We did not now that now it is almost impossible to get a new insurance policy (let alone a same day insurance) in CA, even with years of spotless driving records and valid drivers licences. Thanks to Vanessa, for the friendly communication and the great experience.
I have had the pleasure of working with Shannon for more than 15 years. She and her team have handled all of our business, personal and professional insurance coverages. I have never worked with anyone who is so professional. No matter how minor or extensive the request has been. Her performance is consistently exemplary. I have referred many personal friends and fellow business owners to her and her agency. Every single one have communicated to me how much they value the connection!
I would like to express my sincere gratitude for the nearly 20 years I have been a Laares Insurance customer. I have always felt well-protected, and I especially appreciate the excellent customer service provided by your team, particularly Leslie, my agent, who is consistently helpful and positive. While I recently purchased a car for which Mercury could not offer a competitive price, I understand. Thank you for your consistent support throughout my time as a Mercury insured client. AA Lares Insurance !!
I wanted to take a moment to express my appreciation for the exceptional service provided by Ilyas Mohammad. He truly went above and beyond to help me secure the best rate possible. Ilyas took the time to explore various options that could benefit me, ensuring I found a premium that aligns perfectly with my financial needs. His dedication made a significant difference in my experience. What I particularly enjoy about working with Ilyas is his ability to relate to my situation. His understanding of the city where I work adds a personal touch that makes communication easy and enjoyable. Ilyass willingness to assist at every step is commendable. Its rare to find someone so committed to helping clients navigate their options effectively. Thank you for having such an outstanding team member like Ilyas. I'm grateful for his support and look forward to doing business with you all.
Five stars with all aspects of AA Lares insurance brokers. We had a particularly complicated situation (multiple homes, multiple vehicles located in multiple states). Shannon Pimentel handled our situation with ease and at a price that didnt exceed our budget. We would highly recommend Shannon to anyone in need of insurance.
I found Lares insurance while searching for a cheaper alternative to Kemper. I ended up talking to Denysse for a quote I ended up loving the policy she offered and was the same coverage with more benefits offered as well as being $400 cheaper(I pay every 6 months and 4 cars) than my previous insurance. Overall very happy with Lares and with Denysse for being so helpful and thorough in explaining how everything worked and the answering questions I had. Would definitely recommend to others
Ive been with as lares for 10 years. Without fail Lesli and Jennifer always have had great service.
Trustworthy, not lazy, well informed and well educated! Cynthia Rocks.
I was lucky to have Jennifer to help me with my car insurance policy. She went above and beyond to get me a reasonable price for both of my cars. Very patient and friendly to accommodate my requests.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.