About us
Since 2000, AA Lares Insurance Services, Inc. has been committed to protecting individuals, families, and businesses with comprehensive insurance solutions tailored to their unique needs. As a family‑owned, independent insurance agency based in Orange and Anaheim, California, we pride ourselves on providing trusted guidance, exceptional service, and access to a wide range of insurance carriers, giving you more choices, greater value, and stronger protection.
Our team takes a collaborative, client‑focused approach to help you navigate the complex world of insurance with confidence. Whether you're searching for affordable personal insurance, reliable commercial insurance, or long‑term life insurance coverage, we work closely with you to design a policy that fits your goals, lifestyle, and budget.
With decades of industry experience, partnerships with top‑rated insurance companies, and a commitment to transparency and education, we make it easy to understand your options and secure the coverage that matters most. From home and auto to business, trucking, living benefits, and more, we're here to protect what you've built and the people you love.
At AA Lares Insurance Services, we believe insurance should be simple, accessible, and personalized. We're honored to serve communities across California, Nevada, Arizona, Oregon, Washington, and Texas, and we look forward to protecting you for years to come.

Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose AA Lares Insurance Services, Inc.
States we serve
- California
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AmTrust Financial, Appalachian Underwriters, Arrowhead General Insurance, Bristol West Insurance Company, Chubb, Employers Compensation Insurance Company, Endurance Insurance, First American P&C Insurance Company, First Connect Insurance, GeoVera, Hagerty, Hull & Company, Infinity Insurance Company, Mercury Insurance Group, MexiPass, National General Insurance (GMAC), Neptune Flood, Pacific Life, Pacific Specialty, Palomar Specialty Insurance, Penn Mutual, Transamerica, United States Liab, Wright FloodAA Lares Insurance Services, Inc. Team
AA Lares Insurance Services, Inc. Reviews
Customer Reviews
Cesar was so good at explaining all the details of the policies we were getting. Got back to me when he said: sent papers to sign on time. The service was excellent. I would recommend this company and this agent to others.
I have been super impressed with my insurance agency.Cesar Chavira. He has provided exceptional customer service, helping me with home, auto, and an umbrella policy. He found me a great rate and has been expedient and professional in helping me make changes to our policies along the way. A+ and highly recommend!
Im very happy with the services I got from AA Lares Insurance. Adriana T. was such a great help. Made the process so smooth even tho I had a million questions, she was able to answer everything I didnt understand. Thank you, Adriana. Thank you, AA Lares
When we were looking to purchase a new to us truck, Cynthia was very helpful in getting us a mechanical breakdown (warranty) insurance quote and explaining what was available and the different coverages for our needs. She put our needs first. Thank you, Cynthia for going the extra mile. We are blessed to have you on our side.
What a great first experience. I have been working hand in hand with Adriana and she has been very responsive and has provided me with awesome customer service! Most importantly all my questions were answered to my satisfaction. Definitely recommend! And big thank you to Adriana!!
Competitive rates, excellent customer service. Cesar C answered all my questions and walked me thoroughly through the entire process!
Cesar has been a joy to work with. He immediately responds to calls and emails. He is pleasant and professional. He quickly provided a quote for a new construction condo and has been corresponding with all necessary parties to ensure the required information is received by all parties. It has been a pleasure to work with him!
Thank you for your service. I really appreciate it. Your customer service is excellent, both over the phone and in person. Everyone is very friendly, and any questions I have are answered clearly. Thank you to the whole team and for everyones smiles. And thank you to Lesli, shes very attentive in her work.
I was in need of insurance right away. I called, and Denysse helped me out! She is so great! She found me the best plan for my family and I. The service is great here!! Totally recommend this place
I've been with them for years; they've always been super efficient at handling any issues, and I've always gotten help with any questions I've had. Thank you AALI!!!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.